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Old 3/19/14 | 05:39 AM
  #126121  
jerseygirl's Avatar
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Joined: December 18, 2009
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From: Warren County, NJ
Originally Posted by Evil_Capri

If there is only a few people interested (assuming rooms are still available) we can forgo the hospitality room and hang out in one of our rooms for a bit, or by the bar(s) in the hotel.
Well what's the count up to?

I'm in for whatever that involves alcohol :hides:

I will also be there before most of you on the 16th
Old 3/19/14 | 05:42 AM
  #126122  
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Joined: February 3, 2004
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Originally Posted by jerseygirl
Well what's the count up to?

I'm in for whatever that involves alcohol :hides:

I will also be there before most of you on the 16th
I'd say 10 . . . yeah, 10 sounds like a good number this morning! We'll be great with or without a room. It's just something Scott and I have spoken about since last fall.
Old 3/19/14 | 05:59 AM
  #126123  
jerseygirl's Avatar
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Joined: December 18, 2009
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From: Warren County, NJ
Originally Posted by Evil_Capri

I'd say 10 . . . yeah, 10 sounds like a good number this morning! We'll be great with or without a room. It's just something Scott and I have spoken about since last fall.
Hmm well gotta see how many people are intrerested....and the bar is generally a good idea lol
Old 3/19/14 | 07:24 AM
  #126124  
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Joined: August 11, 2007
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Originally Posted by cdynaco
Yeah it is. And as much as I love jets, I really dig helicopter rides!
I loved our helicopter ride over Maui. One of the highlights of our trip. That and our day trip to Oahu to Pearl Harbor

Originally Posted by cdynaco
Establish credit. Use it perfectly and you have access to cheap money (for worthwhile purposes only!) for growing your future.
Too many young ones these days don't understand the importance of having good credit.

Originally Posted by Evil_Capri
And on that note . . . . .

Scott and I may try and secure a TMS Hospitality Room for the 50th Anniversary in Charlotte (drinks and snacks) for Friday April 17th from 3pm-5pm at the Embassy Suites in Concord. The room may not be available and we weren't sure of interest so I wanted to post and gauge reception before final booking.

So . . . . any interest?
That sounds like fun and I'd be interested.......if I was going. But I'm not, so I don't care



j/k someone take lots of pics!
Old 3/19/14 | 07:30 AM
  #126125  
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Joined: January 30, 2004
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From: Sticks, AL
Originally Posted by 08GTCandyApple
I loved our helicopter ride over Maui. One of the highlights of our trip. That and our day trip to Oahu to Pearl Harbor Too many young ones these days don't understand the importance of having good credit. That sounds like fun and I'd be interested.......if I was going. But I'm not, so I don't care j/k someone take lots of pics!
Old 3/19/14 | 07:32 AM
  #126126  
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Joined: January 1, 2010
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From: White Plains, NY
Originally Posted by jerseygirl
I have a good credit score, just don't have enough credit history, I really don't see the point of having more then one credit card..and I have my car loan. I think that's more then enough
You should have about 2 credit cards and from what i can recall from my finance classes it has to do with something called debt utilization. All that is, is that if you have a credit card and the limit is $3,500 and you have $3,150 charged on your credit card you are utilizing 90% of the available credit to you. By keeping a high debt on the one card will negatively impact your credit score or help stunt it's growth even if you do keep paying the amount every month.

Now if you take this $3,150 and spread it over 2 cards with a total credit limit of $7,000 you have now reduced your credit utilization to 45%. If I am remembering correctly you should be somewhere in the 10-30% range but then again carrying too many credit cards also negatively impacts your credit score as well and from what I remember reading 2 credit cards were the perfect amount. But this is just one of the multitude of reasons that can affect your credit score but this was one of them that jumped out at me. I am going to shut up soon :X

Originally Posted by Evil_Capri
I'd say 10 . . . yeah, 10 sounds like a good number this morning! We'll be great with or without a room. It's just something Scott and I have spoken about since last fall.
Did you make a thread about it? I am sure you would get a lot more people interested that way
Old 3/19/14 | 07:43 AM
  #126127  
08GTCandyApple's Avatar
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Joined: August 11, 2007
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Originally Posted by Scothew
I know you are saddened by the fact that I won't be there and you won't get to meet me But I do hope y'all have a great time!
Old 3/19/14 | 07:45 AM
  #126128  
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Stubborn Bear
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Joined: January 30, 2004
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From: Sticks, AL
Originally Posted by 08GTCandyApple
I know you are saddened by the fact that I won't be there and you won't get to meet me But I do hope y'all have a great time!
thats exactly right. More so I don't want to see Gary so sad. Grown men crying is just depressing.
Old 3/19/14 | 07:56 AM
  #126129  
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Joined: December 14, 2004
Posts: 7,930
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From: Goshen, IN
have fun you guys! I'll be working
Old 3/19/14 | 10:04 AM
  #126130  
Blue Notch's Avatar
 
Joined: December 5, 2006
Posts: 31,620
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From: Trapped in Minnesota
Originally Posted by jerseygirl
Hmm well gotta see how many people are intrerested....and the bar is generally a good idea lol
But I don't drink.
Originally Posted by 08GTCandyApple
I loved our helicopter ride over Maui. One of the highlights of our trip. That and our day trip to Oahu to Pearl Harbor


Too many young ones these days don't understand the importance of having good credit.


That sounds like fun and I'd be interested.......if I was going. But I'm not, so I don't care



j/k someone take lots of pics!
I'll take lots of pics. And videos.
Originally Posted by ford20
You should have about 2 credit cards and from what i can recall from my finance classes it has to do with something called debt utilization. All that is, is that if you have a credit card and the limit is $3,500 and you have $3,150 charged on your credit card you are utilizing 90% of the available credit to you. By keeping a high debt on the one card will negatively impact your credit score or help stunt it's growth even if you do keep paying the amount every month.

Now if you take this $3,150 and spread it over 2 cards with a total credit limit of $7,000 you have now reduced your credit utilization to 45%. If I am remembering correctly you should be somewhere in the 10-30% range but then again carrying too many credit cards also negatively impacts your credit score as well and from what I remember reading 2 credit cards were the perfect amount. But this is just one of the multitude of reasons that can affect your credit score but this was one of them that jumped out at me. I am going to shut up soon :X

Why does it all have to be so stupidly complicated?

"Do this but not to much of it, but still make sure it's enough or you can't do this. Just sorta of enough, but not too much enough, or enough will be too much enough, blah, blah, blah."
Originally Posted by codeman94
have fun you guys! I'll be working
I'll kidnap you on my way down.
Old 3/19/14 | 10:19 AM
  #126131  
laserred38's Avatar
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Joined: January 6, 2006
Posts: 14,047
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From: Bay Area, CA
Originally Posted by Blue Notch
But I don't drink. I'll take lots of pics. And videos. Why does it all have to be so stupidly complicated? "Do this but not to much of it, but still make sure it's enough or you can't do this. Just sorta of enough, but not too much enough, or enough will be too much enough, blah, blah, blah." I'll kidnap you on my way down.
Nate they have gf beer, and it's actually not bad...
Old 3/19/14 | 10:22 AM
  #126132  
Blue Notch's Avatar
 
Joined: December 5, 2006
Posts: 31,620
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From: Trapped in Minnesota
Originally Posted by laserred38

Nate they have gf beer, and it's actually not bad...
No, I don't drink period. I could if I wanted, but I don't want to.
Old 3/19/14 | 10:24 AM
  #126133  
laserred38's Avatar
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Joined: January 6, 2006
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From: Bay Area, CA
Originally Posted by Blue Notch
No, I don't drink period. I could if I wanted, but I don't want to.
Oh yeah. Well, everyone says that at one point in their lives.
Old 3/19/14 | 10:29 AM
  #126134  
Blue Notch's Avatar
 
Joined: December 5, 2006
Posts: 31,620
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From: Trapped in Minnesota
Originally Posted by laserred38

Oh yeah. Well, everyone says that at one point in their lives.
I'm stubborn as hell. I've got enough problems without drinking being one of them.
Old 3/19/14 | 11:33 AM
  #126135  
kcoTiger's Avatar
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Joined: December 20, 2011
Posts: 4,354
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From: CenTex...sort of
It's admirable that he doesn't drink. He's not wealthy, and drinking would drain his finances even further and wouldn't add much in return. Well, except the occasional hangover.
Old 3/19/14 | 11:36 AM
  #126136  
Blue Notch's Avatar
 
Joined: December 5, 2006
Posts: 31,620
Likes: 70
From: Trapped in Minnesota
Something about this one keeps grabbing my attention. Like it's calling my name.

http://m.carsoup.com/vehicleDetail.a...cleID=41174821
Old 3/19/14 | 11:53 AM
  #126137  
ford20's Avatar
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Joined: January 1, 2010
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From: White Plains, NY
Originally Posted by Blue Notch
But I don't drink.
You can have a couple of Virgin Cuba Libre's at the bar
Old 3/19/14 | 12:10 PM
  #126138  
laserred38's Avatar
Legacy TMS Member
 
Joined: January 6, 2006
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From: Bay Area, CA
Originally Posted by kcoTiger
It's admirable that he doesn't drink. He's not wealthy, and drinking would drain his finances even further and wouldn't add much in return. Well, except the occasional hangover.
But if makes you feel better. Temporarily.
Old 3/19/14 | 12:14 PM
  #126139  
AlsCobra's Avatar
A Man Just Needs Some....
 
Joined: April 9, 2011
Posts: 16,852
Likes: 34
From: Louisiana
Wow I finally got a chance to sleep late. First chance to really sleep since last Monday. Slept 12hrs and feel so much better than I've felt in weeks. It's just too bad that I'm working tonight.
Old 3/19/14 | 12:19 PM
  #126140  
kcoTiger's Avatar
Shelby GT500 Member
 
Joined: December 20, 2011
Posts: 4,354
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From: CenTex...sort of
Originally Posted by AlsCobra
Wow I finally got a chance to sleep late. First chance to really sleep since last Monday. Slept 12hrs and feel so much better than I've felt in weeks. It's just too bad that I'm working tonight.
A good night's sleep is worth so very much.



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