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Old 2/16/12, 09:31 AM
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Originally Posted by ThrustangFiveO
Fords interest rates arent that great and if you take em you forfeit your $500 rebate.

What bank gave you a 2.66 interest rate? The best i can get in my area is Chase with a 3.45 and i have a 838 credit score which is near perfect.
My credit union pre-approved me at 2.74 with a 739 credit score (mine is pretty bad because I am just out of college and haven't paid off all my loans yet). I qualify for my credit unions "best" rates because their limit is 730.

Last edited by jagowar; 2/16/12 at 09:33 AM.
Old 2/16/12, 09:32 AM
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Originally Posted by jagowar
My credit union pre-approved me at 2.74 with a 739 credit score (mine is pretty bad because I am just out of college and haven't paid off all my bills yet). I qualify for my credit unions "best" rates because their limit is 730.
739 isn't bad at all.
Old 2/16/12, 09:37 AM
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Fords interest rates arent that great and if you take em you forfeit your $500 rebate.

What bank gave you a 2.66 interest rate? The best i can get in my area is Chase with a 3.45 and i have a 838 credit score which is near perfect.
Originally Posted by erouch
Chase gave me the 2.66 rate. I don't know what my credit score is. They gave me a 1/4 percent for direct withdrawl each month. I have been with them for a long time maybe that helped?
Chase told me I could have 2.83% if I do a 4 year, 3.87% if i do a 6 year. My credit score is 795 last time I checked so if yours is 838 you should be able to get this as well. I honestly will probably go with the 6 year to lower the monthly payments, and Ill just make extra payments and pay it off in 4.
Old 2/16/12, 09:38 AM
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Originally Posted by jagowar
My credit union pre-approved me at 2.74 with a 739 credit score (mine is pretty bad because I am just out of college and haven't paid off all my loans yet). I qualify for my credit unions "best" rates because their limit is 730.
Lol, 739 is very good...
Old 2/16/12, 09:59 AM
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Originally Posted by jmillz
Chase told me I could have 2.83% if I do a 4 year, 3.87% if i do a 6 year. My credit score is 795 last time I checked so if yours is 838 you should be able to get this as well. I honestly will probably go with the 6 year to lower the monthly payments, and Ill just make extra payments and pay it off in 4.
My 2.66 % was for a 5 year loan with chase.
Old 2/16/12, 10:01 AM
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Originally Posted by erouch
My 2.66 % was for a 5 year loan with chase.
So I was just looking around, and apparently you can get .50% off your interest rate with Chase if you have a chase checking account and set up automatic monthly loan payments. So if you have a chase checking account and are going to set that up, which I will probably do, that would make it a 2.33% for 4 year, and 3.37% for 6 year. They probably quoted you with any discounts already factored in.
Old 2/16/12, 10:15 AM
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My local credit union is offering 2.24% for up to 72 months, 1.99% if you want 60 or under. They have been fluctuating between 1.99% and 2.74% for the past 5 or 6 months now since I started looking

Last edited by SkyyPunk; 2/16/12 at 10:17 AM.
Old 2/16/12, 10:47 AM
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Originally Posted by jagowar

My credit union pre-approved me at 2.74 with a 739 credit score (mine is pretty bad because I am just out of college and haven't paid off all my loans yet). I qualify for my credit unions "best" rates because their limit is 730.
739 is good dude. Any above 720 usually gets you the best interest rates.
Old 2/16/12, 10:51 AM
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Originally Posted by jmillz

So I was just looking around, and apparently you can get .50% off your interest rate with Chase if you have a chase checking account and set up automatic monthly loan payments. So if you have a chase checking account and are going to set that up, which I will probably do, that would make it a 2.33% for 4 year, and 3.37% for 6 year. They probably quoted you with any discounts already factored in.
Yea thats why. There is no chase branch in my area so i can't really set up a checking acct with them. But yes i would get under 2.66 with all those discounts. BoA apparently has a 2.74 for 60 but theres a $200 fee upfront. That equates to about the interest id be paying on a 3.45 with chase which has a small upfront fee.
Old 2/16/12, 10:52 AM
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Originally Posted by SkyyPunk
My local credit union is offering 2.24% for up to 72 months, 1.99% if you want 60 or under. They have been fluctuating between 1.99% and 2.74% for the past 5 or 6 months now since I started looking
Wow thats great! Im jealous. 1.99 is dirt.
Old 2/16/12, 12:06 PM
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Originally Posted by mik09
can anyone help me out here, im keep looking over the order guide but i cant seem to figure this out. im looking to get a gt/cs but it looks like some of the options i want arent offerd. i see theyre not offering the red candy, even though they did offer it last year, thats something i can live with, i think performance white or DIB would look great. but the other two options im looking at 43s, reverse/security (for the active anti-theft) and 55r arent available with the CS either??? i remember the gt/cs i saw last year was red candy with brembos and 3.73s. i could live with just 3.73s and brembos on their own but it looks like they only option i can get with the CS is gonna be the 3.73s, is this right?
Youre correct, but the CS has 19" wheels so weird that Brembos arent offered. Guessing that the pedestal spoiler and the CS/Boss rear bumper/fascia nix the camera & reverse sensing.
Old 2/16/12, 12:43 PM
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Guys for auto loans call digital federal credit union 508 263 6700

For scores above 680 they will give 1.99 for a new car and 2.99 for a used car.
Old 2/16/12, 01:31 PM
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Question: I ordered a V6 Prem in Deep Impact Blue. i was just looking at order confirmation just now i noticed that by default a racing stripe is on there - "85D- Black Stripe".

Can anyone show me a picture what kind of stripe that is?

Thank you,

Oscar
Old 2/16/12, 02:01 PM
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Originally Posted by airoscar
Question: I ordered a V6 Prem in Deep Impact Blue. i was just looking at order confirmation just now i noticed that by default a racing stripe is on there - "85D-
but i'ld prefer a 34D
Old 2/16/12, 02:21 PM
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Speaking of 34Ds, everybody should check out the new sports illustrated swimsuit edition. Not only does it have pictures of kate upton in it but it has a two page picture of the 2013 gt mustang deep impact blue with the 64x rims. They totally stold my idea.

Last edited by erouch; 2/16/12 at 02:36 PM.
Old 2/16/12, 02:31 PM
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Did anybody besides me order the 64x rims?
Old 2/16/12, 02:50 PM
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Originally Posted by cinque35
but i'ld prefer a 34D
Where can i find pictures for what the stripes look like???
Old 2/16/12, 03:04 PM
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Originally Posted by ThrustangFiveO
Wow thats great! Im jealous. 1.99 is dirt.
The difference between 1.99 and 3.2 with a 5 year loan is about $850. Which is about $170 difference a year. Really not something to get worried about unless your interest rate is super high.
Old 2/16/12, 03:07 PM
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Originally Posted by airoscar
Where can i find pictures for what the stripes look like???
Try this:

Old 2/16/12, 03:18 PM
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Originally Posted by erouch
I got preapproved for an interest rate of 2.66 from my bank. I think this is pretty good. I was just wondering if you guys think ford will have a better interest rate or another bank maybe? This is for a 2013 mustang already ordered.
If you can, join a Credit Union. I'm a member of 2 credit unions and one is offering 1.49 and the other one is 1.50. They always do better than banks.


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