View Poll Results: Do you prefer us lobbing Potatoes or Grenades to take care of spammers?
Lob potatoes to just stun them
2
16.67%
Lob grenades and remove them from the TMS pool permanently
10
83.33%
Voters: 12. You may not vote on this poll
Mustangs Coast to Coast
7/13/13 | 06:11 PM
7/13/13 | 06:53 PM
Post *****
Joined: December 14, 2007
Posts: 20,005
Likes: 4
From: State of Jefferson Mountains USA
These tanagers are so awesome. The song is outstanding and watching them feed during the day these past weeks has been fun. You can't miss these bright colors flying by!
They swoop down, grab some flying bugs, fly up to a limb and then wipe their beaks back and forth on the limb. lol In fact I can hear their beaks click as they catch the bugs midair.
This morning I was standing at the bird bath and one swooped down and landed in the tall grass 10' away. Stayed there about 5 mins as he was scoping his next snack. Then flew up to the limb above me. I think he was wanting me to "shake the bushes" so bugs would fly up. He didn't seem to mind me there at all.
They swoop down, grab some flying bugs, fly up to a limb and then wipe their beaks back and forth on the limb. lol In fact I can hear their beaks click as they catch the bugs midair.
This morning I was standing at the bird bath and one swooped down and landed in the tall grass 10' away. Stayed there about 5 mins as he was scoping his next snack. Then flew up to the limb above me. I think he was wanting me to "shake the bushes" so bugs would fly up. He didn't seem to mind me there at all.
Last edited by cdynaco; 7/13/13 at 07:19 PM.
I think the BFs mother would die if she came over and saw cars on the lawn lol
7/13/13 | 07:09 PM
Post *****
Joined: December 14, 2007
Posts: 20,005
Likes: 4
From: State of Jefferson Mountains USA
Anyway, been super busy at work. And busy at home getting everything ready in the new popup. And as we were signing paperwork for it, the guy looked at me and said congratulations. My husband and I just looked at each other with puzzled looks because we didn't know what he was talking about. Apparently, I have a perfect credit score of 850 
Average across America is only high 600's. I hope the guy included some rock bottom rates for that score!Mine's around 790 - which amazes me because my high debt ($27k c.cards - none above 3.9 fixed till paid) to lousy fixed income ratio is out of whack. But my perfect history counters that.
However, my score is going to drop some. Banks seem to be loosening up. They keep throwing me these 0% deals and two gave me limit increases. Since there's talk of rates increasing, I'm going to lock a few of these in and take another 20k. Even with the fee it works out to be only a 3% apr. They think they'll trap me but after rolling balances over and over for 25 yrs they've never tripped me once.
I'll take that all day long, park it in my CU that pays 3% if you use their debit card and take electronic pmts. Free money!
So I make pmts out of that reserve, and let my retirement accounts grow that much longer. I broke even with the crunch 2 yrs ago, finished last year up 13%, and so far this year over 20%.
Course that can blow up any day but I've learned the importance of a balanced portfolio and sticking with a set asset allocation regardless of what the "hot money" is doing. I'll keep plodding along.
But even if the market does go whacko for a bit, there's those cheap c.card reserves to get me through. Sorry banks, you're in my ballpark and you lose!
Last edited by cdynaco; 7/13/13 at 07:23 PM.
7/13/13 | 07:32 PM
The Legacy TMS Lady
Joined: August 11, 2007
Posts: 6,868
Likes: 203
Excellent! Average across America is only high 600's. I hope the guy included some rock bottom rates for that score!
Mine's around 790 - which amazes me because my high debt ($27k c.cards - none above 3.9 fixed till paid) to lousy fixed income ratio is out of whack. But my perfect history counters that.
However, my score is going to drop some. Banks seem to be loosening up. They keep throwing me these 0% deals and two gave me limit increases. Since there's talk of rates increasing, I'm going to lock a few of these in and take another 20k. Even with the fee it works out to be a 3% apr. They think they'll trap me but after rolling balances over and over for 25 yrs they've never tripped me once.
I'll take that all day long, park it in my CU that pays 3% if you use their debit card and take electronic pmts. Free money!
So I make pmts out of that reserve, and let my retirement accounts grow that much longer. I broke even with the crunch 2 yrs ago, finished last year up 13%, and so far this year over 20%.
Course that can blow up any day but I've learned the importance of a balanced portfolio and sticking with a set asset allocation regardless of what the "hot money" is doing. I'll keep plodding along.
But even if the market does go whacko for a bit, there's those cheap c.card reserves to get me through. Sorry banks, you're in my ballpark and you lose!
Average across America is only high 600's. I hope the guy included some rock bottom rates for that score!Mine's around 790 - which amazes me because my high debt ($27k c.cards - none above 3.9 fixed till paid) to lousy fixed income ratio is out of whack. But my perfect history counters that.
However, my score is going to drop some. Banks seem to be loosening up. They keep throwing me these 0% deals and two gave me limit increases. Since there's talk of rates increasing, I'm going to lock a few of these in and take another 20k. Even with the fee it works out to be a 3% apr. They think they'll trap me but after rolling balances over and over for 25 yrs they've never tripped me once.
I'll take that all day long, park it in my CU that pays 3% if you use their debit card and take electronic pmts. Free money!
So I make pmts out of that reserve, and let my retirement accounts grow that much longer. I broke even with the crunch 2 yrs ago, finished last year up 13%, and so far this year over 20%.
Course that can blow up any day but I've learned the importance of a balanced portfolio and sticking with a set asset allocation regardless of what the "hot money" is doing. I'll keep plodding along.
But even if the market does go whacko for a bit, there's those cheap c.card reserves to get me through. Sorry banks, you're in my ballpark and you lose!
7/13/13 | 09:49 PM
Legacy TMS Member
Joined: January 6, 2006
Posts: 14,047
Likes: 166
From: Bay Area, CA
my attainable celebrity crush that not many people drool over.
7/13/13 | 10:00 PM
Shelby GT500 Member
Joined: December 20, 2011
Posts: 4,354
Likes: 53
From: CenTex...sort of
7/13/13 | 10:40 PM
Shelby GT350 Member
Joined: December 16, 2011
Posts: 4,657
Likes: 1
From: Minnesota