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Mustangs Coast to Coast

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Old 3/11/12, 09:18 AM
  #73301  
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Holy beach run. Now showering and going Back to the state gardens with friends
Old 3/11/12, 09:20 AM
  #73302  
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Originally Posted by lalayla
Holy beach run. Now showering and going Back to the state gardens with friends
Pics or it didn't happen

Just kidding! Sounds like a fun day... It's pouring down rain here can't do anything
Old 3/11/12, 09:21 AM
  #73303  
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it is gorgeous out today.....this whole week is going to be nice...

i wanna go run on the beach ! lol
Old 3/11/12, 09:24 AM
  #73304  
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Originally Posted by jerseygirl
it is gorgeous out today.....this whole week is going to be nice...

i wanna go run on the beach ! lol
Rubbing it in Jersey? Thanks lol theres rain in the forecast on and off for the next week or so here.

And it sucks because I have vents in my hood that have to be covered so I can't really go anywhere when it's pouring like this
Old 3/11/12, 09:26 AM
  #73305  
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LOL !!!! for once i can brag about nice weather

do you have a daily driver?
Old 3/11/12, 09:26 AM
  #73306  
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Whats up everybody?
Old 3/11/12, 09:29 AM
  #73307  
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Old 3/11/12, 09:45 AM
  #73308  
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How you doing this morning?
Old 3/11/12, 09:45 AM
  #73309  
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Originally Posted by jerseygirl
LOL !!!! for once i can brag about nice weather

do you have a daily driver?
My mustang is my DD lol
Old 3/11/12, 09:48 AM
  #73310  
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doing ok Dirk, how are you?


Steff that stinks ...does it not rain this often normally there? i feel like i am asking a stupid question lol...
Old 3/11/12, 09:50 AM
  #73311  
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Originally Posted by jerseygirl
doing ok Dirk, how are you?

Steff that stinks ...does it not rain this often normally there? i feel like i am asking a stupid question lol...
It rains off and on except last yr when we had the drought... I guess we are making up for it now lol.

I need a real DD .. I want a blacked out FJ
Old 3/11/12, 09:53 AM
  #73312  
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lol guess so!

well now that would be a cool DD


i want a ford focus coupe as a DD ....
Old 3/11/12, 09:55 AM
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Originally Posted by StangMahn

that panel wagon is awesome! and you know I love the comet!
Is this Cory?
Old 3/11/12, 09:55 AM
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Originally Posted by StangMahn
to be honest Sean, the best thing you can do is read up on it. The terms of these can get very confusing if you dont know what you're reading.

As with anything retirement oriented, the earlier you can get started the better.

As for who to go with, as a tax preparer, I dont seem to see any real favorite between the 3, they seem to be evenly spread out.
Your right Dave they can get confusing, I am going on stuff I learned 3 years ago so I am relearning everything again. The hardest part right now is figuring out all of the terms that they are using as I am not accustom to financial talk which is why I am going to read up on this and start one after April 15th. I believe I read on the Merrill Lynch one that the end date for contributions is April 15th which I am not sure if I want to just jump into one.

I would rather track how the options that each company react for the next year considering how the economy may be getting better, but we will see how it reacts to $5 a gallon gas effects it, with Obama publicly backing Israel anything they do towards Iran could draw us in a conflict, with Republicans saying that we need to intervene in Syria and prevent any more bloodshed it seems to be a very volatile time and it would be interesting to see how everything reacts during this so I could get a better understanding of the options they offer.

I am going to go back to school for accounting or bookkeeping I believe there are to little opportunites for police. They are there but few and far between from what I have seen. Not a lot on usajobs or policeemployment.com either.
Originally Posted by cdynaco



Sounds to me like you're talking about 'Life Strategy' or 'Target Retirement' type funds where they automatically adjust the asset allocation according to your age bracket. Or you choose one that matches your age bracket and risk tolerance.

I love VG. I don't use those automatic funds as I'm more proactive, but asset allocation according to age is a pretty successful strategy over time. Still a roller coaster, no guarantees. Gotta be long term, invest regular, and let it compound.

And is this an employer type plan (401k/403b) where you contribute monthly and don't have to meet VG's 3k minimum?

VG's stuff about low fees is true. It adds up. Great list of index funds. I use their ETF's thru a brokerage account where many of their funds are commish free.
I believe Vanguard and T Rowe Prices are Target Retirement accounts. I am not sure about Merrill Lynch . Ok that is one thing I was curious about because I wasnt sure if I would be doing the decision making or not because I saw in their asset allocation that the stock to bonds ratio was getting smaller while they had more bonds thrown in.

For T Rowe Price I have seen the different options that they offer I believe on this page:

http://individual.troweprice.com/pub...Funds/RDF-2055

But i haven't been able to find anything on the vanguard site or even a prospectus for them, I did find their asset allocation though but not on which options to go with if that makes sense.

For the $3,000 minimum is that per month? It can't be can it since I thought the most you can contribute for me would be $5,000 a year. It would be funded by me.

Can you explain what the ETF and a brokerage account is? I have liked Vanguard the best out of the 3 with T Rowe Price a close second so the sooner I get this started the more money I will have to retire. Not that having around $1,000,000 for retirement isn't a lot but who knows what it will bring in the future with inflation and the cost of living.


Speaking of nice days I will be heading to the dam shortly gonna meet up with some apparently she has something for me or something to tell me or something something something me idk Im confused now lol

Last edited by ford20; 3/11/12 at 09:57 AM.
Old 3/11/12, 09:57 AM
  #73315  
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Originally Posted by jerseygirl
lol guess so!

well now that would be a cool DD

i want a ford focus coupe as a DD ....
Like this but taller maybe
Attached Thumbnails Mustangs Coast to Coast-image-1252157371.jpg  
Old 3/11/12, 09:59 AM
  #73316  
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Originally Posted by NinjaSteffers
Like this but taller maybe
that would definitly be fun to drive!!! i dont like cars too high off the ground or too close to the ground....
Old 3/11/12, 10:01 AM
  #73317  
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Originally Posted by jerseygirl

that would definitly be fun to drive!!! i dont like cars too high off the ground or too close to the ground....
When it pours most of the streets flood.. I'd be cool not being scared of getting stuck

Well y'all gotta get dressed for church.. Later everyone
Old 3/11/12, 10:02 AM
  #73318  
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Originally Posted by jerseygirl
doing ok Dirk, how are you?


Steff that stinks ...does it not rain this often normally there? i feel like i am asking a stupid question lol...
Im not doing to bad. Could be tons better tho.
Old 3/11/12, 10:04 AM
  #73319  
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Originally Posted by NinjaSteffers
When it pours most of the streets flood.. I'd be cool not being scared of getting stuck

Well y'all gotta get dressed for church.. Later everyone
somehow where i live like my street i am lucky, because the surrounding neighborhoods turn into literal ponds!

see ya later!

Originally Posted by BoogieNights
Im not doing to bad. Could be tons better tho.
oh no
Old 3/11/12, 10:11 AM
  #73320  
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Nothing bad just tired thats all


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