Custom Order worth it?
1/20/14, 07:34 PM
#41
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And you can go to another dealer and the doc fee is capped at $100 per X-Plan rules. The dealer requiring a deposit isn't wrong. Whenever I order a car, I only ask for $500, but the customer can always back out. Their problem is that if you back out, they might feel the may not be able to sell the car as equipped.
Chris, I would call a few dealers and ask if they would do X-Plan. Its still good deal all the way around (for both buyer & dealer). If you have any questions, feel free to give me a call at my store tomorrow after 3 pm (were expecting 6-10 inches of snow so we may not be open too late). I'm always here to help.
Jeff
Chris, I would call a few dealers and ask if they would do X-Plan. Its still good deal all the way around (for both buyer & dealer). If you have any questions, feel free to give me a call at my store tomorrow after 3 pm (were expecting 6-10 inches of snow so we may not be open too late). I'm always here to help.
Jeff
I have requested a buddy of mine generate a pin as he works for publix (usually leaves me hanging so I cant be sure)
Or I can go with Ford Stock/MCA membership like you told me earlier (thanks again for all the help your AWESOME)
X-Plan price 156$ over invoice while it seems like a small amount I could pay my car insurance for 1 month!
So I guess ill find another dealer like this one with NO dealer fee @ invoice but that allows me to ''back out'' if need be.
And I haven't forgot about the rest of you I would like to thank each and everyone who has responded to my questions!!!
1/21/14, 09:55 AM
#42
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If you decide to special order, make sure you get a DORA. Make sure the dealer has allocation. The dealers may drag their feet and not give you the DORA on site, so make sure you stay on top of them for that order number after you put down a deposit. (Don't put more than $1000 down) Send a PM to Deysha with your order number, date. She is the best and will help you out with the order process and tracking. Hi Deysha 
Good point about allocation. If your chosen dealer does not have any allocation your order goes nowhere. If you do place an order make sure your dealer places it as a retail order and not as a stock order and gives it a priority as close to 10 as possible. And definitely get in touch with Deysha. She is terrific and will keep you informed about the progress of your order.
I have requested a brochure be sent by calling their Marketing Dept (1800-334-4375) and made sure to have them put in their that I am requesting a coupon.
I have also tried like three times online but when I do it that way it gives it to me instantly.
Although I have read the brochure top to bottom I see nothing about a coupon..
Is it generated randomly so I just have to keep trying? Or should I use different email addresses??
I have also tried like three times online but when I do it that way it gives it to me instantly.
Although I have read the brochure top to bottom I see nothing about a coupon..
Is it generated randomly so I just have to keep trying? Or should I use different email addresses??
Deysha
Last edited by FordService; 1/21/14 at 10:02 AM.
1/21/14, 11:44 AM
#43
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I'm guessing requiring one to buy a special order car is different from dealer to dealer. If this one isn't working to your liking I would say try another. Like someone said, take a step back, and regroup. From reading your post it sounds like money is of the essence, so don't step into something you can't handle by jumping to soon.
1/28/14, 05:02 PM
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this is harder then it seems.,
i put in a credit app and apparantly my credit score is lower then i thought!!
I am at 675 via Equifax and the local credit union only approved me for 23,500$
They are offering my 78 months @ 9.99% for a total of about 410$ a month!
My question is with whom do I finance to get the best rate for a 675 score?? (under 10%)
i put in a credit app and apparantly my credit score is lower then i thought!!
I am at 675 via Equifax and the local credit union only approved me for 23,500$
They are offering my 78 months @ 9.99% for a total of about 410$ a month!
My question is with whom do I finance to get the best rate for a 675 score?? (under 10%)
1/28/14, 05:28 PM
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this is harder then it seems.,
i put in a credit app and apparantly my credit score is lower then i thought!!
I am at 675 via Equifax and the local credit union only approved me for 23,500$
They are offering my 78 months @ 9.99% for a total of about 410$ a month!
My question is with whom do I finance to get the best rate for a 675 score?? (under 10%)
i put in a credit app and apparantly my credit score is lower then i thought!!
I am at 675 via Equifax and the local credit union only approved me for 23,500$
They are offering my 78 months @ 9.99% for a total of about 410$ a month!
My question is with whom do I finance to get the best rate for a 675 score?? (under 10%)
Can we ask what your income is?
1/28/14, 06:08 PM
#49
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I just looked at those numbers and almost had a heart attack - rethinking this now!
I work in the construction industry and get paid per job not per hour so I don't know
But I do know that is a hell of a lot of a niterest!
I work in the construction industry and get paid per job not per hour so I don't know
But I do know that is a hell of a lot of a niterest!
1/28/14, 06:15 PM
#50
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That rate for a 675 seems way high. Your credit union must have tough standards.
I agree with the previous poster. Have the dealer shop for you. If they know a sale is contingent on a decent rate they will have many options. Dealers these days have banks and credit unions they deal with everyday.
I would put off the car and work on the score if you can't get a decent rate. Jumping up to over 700 makes a solid difference. 740 is needed for the best rates but that kind of improvement may not be possible or may take to long.
I agree with the previous poster. Have the dealer shop for you. If they know a sale is contingent on a decent rate they will have many options. Dealers these days have banks and credit unions they deal with everyday.
I would put off the car and work on the score if you can't get a decent rate. Jumping up to over 700 makes a solid difference. 740 is needed for the best rates but that kind of improvement may not be possible or may take to long.
1/28/14, 07:48 PM
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well she did tell me that "if i had a score of 680 to 719" my APR would have been 5.24% (actual score is 675 via EquiFax)
I was offered 8.99% from MBFS but they were only giving me 5yr @ like 485$ =\\
I was offered 8.99% from MBFS but they were only giving me 5yr @ like 485$ =\\
Last edited by MCA14OMG; 1/29/14 at 08:11 AM.
1/28/14, 08:42 PM
#52
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There's no way any bank - let alone a credit union - would charge 5.24% if your score was north of 700, something isn't right. That's still a terrible rate.
Go elsewhere, what did the dealer quote you?
Go elsewhere, what did the dealer quote you?
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