Yeah, right.

 

That depends on your driving record... I know back when I had a speeding ticket and an at fault wreck there was a large margin. of difference in price. Of course it is also different with different insurance agencies.

 

Okay so today isn't my day for posting, I think that's about 3 screw ups in one post.

 

Um... I checked on prices for my insurance (State Farm) a few months ago, and the GT is at least a $50/month bump over the V6. I'm 20, and have a spot-free driving record. So, that myth isn't a myth at all.

 

That's riiiiiight. I am 24 and my 6-month premium payment with State Farm is about $450 and then $490 with the GT (current model generation, not 05').

Of course, my Mustang is under Mommy's name and so is the insurance (I am covered since I barely live at home still and State Farm's "umbrella" covers all drivers in same household).

If the insurance was in my name, premium rockets to like $1800!!

If you get insurance, get STATE FARM -- theee best.

 

Well I am 24 and married. Clean record. He quoted me 480 for a v6 or 484 on the gt. Thats through allstate. I guess it depends on your insurance company though. Still I would pay 50 dollars extra every 6 months on a better all around car.

 

No, no, no, no...

I need to rephrase that... well, actually, I don't...

My insurance uses monthly rates.

And, yeah, being 24 and married helps a lot with insurance on anything.

 

I'm 23 with a minor at fault on my record (speeding ticket prior to that, now off record). Fortuntely the wreck comes off when my insurance re-ups in December. But for a V8 I believe it was $1,320 for 6 mo., the V6 was in the ball park of $1,000.

I also have State Farm. Like I said, agency and driving record changes a lot.

 

There is no difference in Insurance for me over here, but when you think that most cars are <2.0l, the insurance co is not that bothered whether the engine is 3.8/4.0 or 4.6!

 

My insurance agent told me the two biggest considertions when determining insurance levels are:

• Theft Rate
• Repair Cost

 

It's the same motor they're using currently in the 4.0L Rangers. [/b][/quote]
you sure about this being same motor as ranger?...

ranger: 207hp @ 5,250RPM straight from fords web page
new mustang: 200hp @ 5,400RPM from ( http://forums.bradbarnett.net/index.php?showtopic=2246 )

would it be just different tuning?

 

Yup. Same basic motor, which can trace its lineage all the way back to the Mercury Capri Cologne V6 (originally 2.6L) back in 1973 (and you thought the Fox chassis was ancient!). Not a bad motor, quite revised over time, but perhaps a bit long in tooth. Here's hoping for the new Cyclone 3.5 DOHC in a year or two.

 

gas is anywhere from 2.00/gallon to 2.20/gallon for regular where i live...the cost of the v8 over a v6 over the life of the vehicle is significant to me. anyone who commutes will pay a sizeable amount more in fuel costs over the life of the vehicle...

from someone who has lived through the two gas crunches...you won't be seeing gas go back to 1.50 anytime soon...soooo....think long and hard about getting a v-8...it's a decision you will live with for a long time and pay for, dearly...jackg 90seville 94k jackg 90seville 95k

 

And I always thought the one's driving record and age had something to do with it. Are DUIs OK too?


0:-)

 

Well I would say its time to check into other insurances. I am 22 and the difference between a 2000 Mustang V6 (red, my old car) and a 2001 Roush Mustang GT vert (blue, my new car with half the mileage) was $9 for 6 mo. with Nationwide. I had State Farm before and everything else was much higher.

 

What does a v6 get mpg? My 00gt got anywhere from 25-26 . If highly doubt the v6 is getting any better than that. Someone with a v6 pls tell us your mpg.

 

I believe the current V6 Mustang gets 20/29 opposed to the V8 which gets 18/24. So you get an extra 2 miles city driving, 5 highway. It is pretty minor but for the penny pinchers its a big deal...

Mustang has a 12 Gallon Tank (I belive the OM states this) so in the city you gain an extra 24 miles driving, highway an extra 60 miles driving. Of course manufacture estimates are usually a touch on the conservative side in my experiences (My Civic gets 26/32 and I think it was estimated at 24/28 .

 

That's just the way rates are here. Trust me, my insurance is as low as it could be. My dad's been with the same agent for nearly 30 years. I pay less than ANY of my friends, and several of them have clean driving records. Most of them pay upwards of $300/month for Acura Integras, RSX's, and Honda Civics! I pay $1020 over 6 months on the 4.0L V6 Ranger, and $1380 over 6 months on the 4.6L 32v V8 Mark VIII. And I get about as full coverage as you can get. Considering the Mark VIII has nearly twice the HP of the Ranger, that's not too shabby.

 

And I always thought the one's driving record and age had something to do with it. Are DUIs OK too?


0:-) [/b][/quote]
LOL. George is right.

And if you're under 25 years, your age is probably 80% of the reason you're paying what your paying.

Its like:
Him: "How old are you?"
You: "20"
Him: "$3000 per year"
You: "Don't you want to know what car?"
Him: "Doesn't matter kid, we don't want you driving anything with 4 wheels. Plus, they all look the same wrapped around a tree"
You: "BMX still sell bikes?"

 

BTW, state farm is VERY good with younger drivers. If you're a young driver check them out.