Is she totaled?
1/15/19, 05:58 PM
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Is she totaled?
This might be a stupid question, considering the amount of actual damage. I recently crashed my 2014 V6 base after hitting a patch of ice during an unexpected snowstorm and eating a telephone pole. I’ve never been in an accident, so I’m unfamiliar with the amount of damage needed to qualify it as “totaled”. Both driver airbags deployed. Some have said that it may be repairable, but I have serious, serious doubts due to the overall body damage, airbag release, and what appears to be frame damage. What are your thoughts?
Last edited by Cameron King; 1/15/19 at 06:03 PM.
1/16/19, 07:35 AM
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usually "totaled" is a decision made by the insurance company; and it is based on the cost to repair versus the book value of the car; they will give you whichever is less
I have heard that often, if the airbags have deployed, that adds so much cost to replace them, that it will be "totaled" but I don't think that is a hard-and-fast rule
if you don't have insurance to cover the repairs, then it's your decision -- and you will need a repair estimate to decide
assuming you do have insurance, then you need to call your insurance company and start the process; they will send an adjuster out and let you know
I have heard that often, if the airbags have deployed, that adds so much cost to replace them, that it will be "totaled" but I don't think that is a hard-and-fast rule
if you don't have insurance to cover the repairs, then it's your decision -- and you will need a repair estimate to decide
assuming you do have insurance, then you need to call your insurance company and start the process; they will send an adjuster out and let you know
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