At which point, a meteor crashes through the roof and into the car, perhaps.

/longshot.
//but so is being sideswiped, on average.

 

..not such a long shot with the amount of vehicles on the road here in Cali.

 

You dont need a meteor coming through the roof. I had a sawdust collector fall from the ceiling of my garage and cave in my roof when the car was only 2 weeks old. Currently in the body shop getting a new roof.
Oh, did I forget to mention that it was my oversize noggin colliding with the collector that caused it to fall?

 

Wouldn't that be like Final Destination for Bosses though?