Got into an accident today, 2012 mustang GT
Member
Joined: July 25, 2011
Posts: 8
Likes: 0
From: Brooklyn, N.Y.
A lot of different factors go into the rate that we pay for insurance so all the people comparing their rates here is pointless.
Some Factors
1-Age
2-Driving record
3-Where you live
4-Which Mustang (v6 or V8)
5-Male or Female
Some Factors
1-Age
2-Driving record
3-Where you live
4-Which Mustang (v6 or V8)
5-Male or Female
Bullitt Member
Joined: September 9, 2009
Posts: 296
Likes: 0
From: Upstate NY
My wife and I were paying $3000/year for insurance for 4 cars (2 new). My 18 year old daughter got her license and it went up to $6000. Then my 16 year daughter got her license and they wanted over $7000/year (Hanover Insurance). So I shopped around and got the same or better coverage for $3500/year from Safeco. We live in NYS and my wife has a ticket and a deer accident..
Joe C
P.S. What I think is really cool is I traded my 2010 Mustang GT for the 2013 GT and my insurance only went up $16/year!
Joe C
P.S. What I think is really cool is I traded my 2010 Mustang GT for the 2013 GT and my insurance only went up $16/year!
Last edited by jocatch; Sep 3, 2012 at 05:20 AM. Reason: added
Member
Joined: August 15, 2012
Posts: 39
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Originally Posted by jocatch
P.S. What I think is really cool is I traded my 2010 Mustang GT for the 2013 GT and my insurance only went up $16/year!
Team Mustang Source
Joined: August 12, 2005
Posts: 2,126
Likes: 1
From: CT
[QUOTE=Will3212;6431696 Any suggestions will be appreciated. I don't have a lot of money right now.
[/QUOTE] Sorrry to see that. Are there any parts worth selling there to put a few dollars and rerplace with the 13 look If you liked it. GL with fix
[/QUOTE] Sorrry to see that. Are there any parts worth selling there to put a few dollars and rerplace with the 13 look If you liked it. GL with fix
Cobra Member
Joined: May 25, 2005
Posts: 1,267
Likes: 0
From: Skopje, Macedonia
I sorry to see your car got smashed and I would be sick to the stomach had this happened to me. I would suggest asking your friends and co-workers do any of them have any auto body experience and perhaps you can get some help on a do it yourself job. I have Geico also and I pay 1600 a year but I'm 52 ( I was 50 when I got the car and license)and I can't remember the last time I had a stateside license. I had to pay a little more because the ink on my new licence was still wet and I didn't have any good driver courses. Nevertheless, $350 a month is a bit much, you might want to shop around for a better deal.
Cobra Member
Joined: December 4, 2011
Posts: 1,418
Likes: 3
From: Central Florida
Sorry about the fender bender, but this is the risk one takes for lack of coverage. If it makes you feel any better, most drivers with full coverage have a large deductable ($500.00 to $1000.00) that they have to pay out of pocket before the insurance kicks in.
Last edited by Bucko; Sep 4, 2012 at 11:42 AM.
Shelby GT500 Member
Joined: September 8, 2009
Posts: 2,586
Likes: 4
From: Lithia, FL
GT Member
Joined: November 10, 2005
Posts: 102
Likes: 0
From: NE
Yes, but the location still has a major affect. Boston is not too kind to my insurance rates now... even with a perfect record, no tickets and combined with other USAA products (home, renters, invest property, floater policies).
Increased 300% when moving from quiet town in Rhode Island to within Boston city limits.
Increased 300% when moving from quiet town in Rhode Island to within Boston city limits.
Thread Starter
Bullitt Member
Joined: May 12, 2011
Posts: 360
Likes: 0
Got it fixed today $800 total. The mechanic, heated up the bumper and realigned everything. The bottom black piece had to be molded back together. The red bumper looks close to perfect, the bottom black bumper has scratches and minor marks. I bought the Raxiom tail lights on american muscle for $200. The rear sonar sensor is still broken. Can I buy just 1 rear sonar sensor or do I have to get all 4 of them. Only 1 is broken.
Last edited by Will3212; Sep 4, 2012 at 02:32 PM.
I Have No Life
Joined: September 24, 2011
Posts: 10,141
Likes: 172
Got it fixed today $800 total. The mechanic, heated up the bumper and realigned everything. The bottom black piece had to be molded back together. The red bumper looks close to perfect, the bottom black bumper has scratches and minor marks. I bought the Raxiom tail lights on american muscle for $200. The rear sonar sensor is still broken. Can I buy just 1 rear sonar sensor or do I have to get all 4 of them. Only 1 is broken.
You remind me of my wife driving. She's had 3 fender benders now.....
Banned
Joined: August 11, 2012
Posts: 641
Likes: 0
From: Florida
come on man even for me being 20 my insurance is(gonna be) 195 a month for full cover for a brand new stang. It would be lower if both my mom and dad didn't have wrecks and speeding tickets on their record 
but can't beat having no house payments and having complete freedom lol, i'll be out in a few months though. Ah I digress, but yeah if you're such a big baller paying the car off cash, use that brain and wallet to get full cover.
but can't beat having no house payments and having complete freedom lol, i'll be out in a few months though. Ah I digress, but yeah if you're such a big baller paying the car off cash, use that brain and wallet to get full cover.
Shelby GT500 Member
Joined: December 20, 2011
Posts: 4,326
Likes: 53
From: CenTex...sort of
I'll echo those who have praised USAA. Couldn't be happier with my rates or coverage. It's a shame there aren't other industries that have companies that cater specifically to military vets. I laugh at the myriad of insurance commercials telling me I'll save hundreds.
Good luck with the fix and rear sensor.
Good luck with the fix and rear sensor.
V6 Member
Joined: July 10, 2012
Posts: 62
Likes: 0
From: North MS
Thread Starter
Bullitt Member
Joined: May 12, 2011
Posts: 360
Likes: 0
My dad's car pulls in and parks behind me while I'm backing up. It was my fault though should've looked back. Just kind of hard when you're backing out of a very narrow driveway. I don't know why my insurance is so high, i don't have much of a credit history, i live in NYC most populated city, I made a turn once on a yellow light and the cop said I ran the red. That's about it. No DUI's, No accidents in which I hit another car or another car hit me. Had my license since 17.
V6 Member
Joined: July 10, 2012
Posts: 62
Likes: 0
From: North MS
My dad's car pulls in and parks behind me while I'm backing up. It was my fault though should've looked back. Just kind of hard when you're backing out of a very narrow driveway. I don't know why my insurance is so high, i don't have much of a credit history, i live in NYC most populated city, I made a turn once on a yellow light and the cop said I ran the red. That's about it. No DUI's, No accidents in which I hit another car or another car hit me. Had my license since 17.