Some of you may remember the posting I made on BON in which I stated that my insurance company, ERIE, would not insure me on a Corvette because I am not 25 for another year. So I have almost had it with them.

Well yesterday I opened my statement from them to find an extra 200 dollar (U.S.) charge. It lists the fee as "Weight to HP ratio" on my 2002 GT. I called them up and they said it is a state requirement fee now for all cars classified as "performance vehicles". Did anyone else in PA get this fee???

 

Go with State Farm. I've been with them for years, and they're always nice to deal with. My agent (Tony Gallis) is on the San Souci. Erie said they wouldn't even insure my mustangs.

BTW the surcharge is BS.

 

Thanks Rob! I'll have to give State Farm a call when I switch over. I can't believe this though. The only reason I am still with Erie is because my family has used them for so long and hasn't had any problems until I started driving .... go figure!

 

I used to sell insurance. I carry Progressive. I found that younger drivers and or faster cars were always priced lower than most other companies.

 

Thanks! B)

 

Thanks Rob! I'll have to give State Farm a call when I switch over. I can't believe this though. The only reason I am still with Erie is because my family has used them for so long and hasn't had any problems until I started driving .... go figure! [/b][/quote]
Hey John, my family was with Erie for very long time, house, cars etc, and then once I turned 16, they said they were going to dump them becasue of me being on the insurance. They wanted my parents to get me a seperate policy....at a sunstantial cost of course. They ended up dumping Erie, and I eventually went with State Farm once I turned 18. No problems, but I haven't had a claim either.

The best was when I bought my 97 Ducati. I knew of guys paying >$1K/yr. I was paying $225.

Plus, they allow me to drop liability for the winter.

 

No kidding, I'll definitly give State Farm a call then. Erie never did that with me, they just jumped our payments through the roof.

How do you like the bike? I was thinking of taking a MSF course if I ever get the time.

 

I loved the bike...

I want to when I see a bike go down the road. That thing was THE meanest thing I ever had on the road.

I took the course down LCCC. (Since you're from 'da valley, LCC) I highly recommend it. I recommend buying a 'learning' bike once you take it. After I took the course, I went out and bought a nice 81 Honda that I rode for a year. I dumped it once....my foot slipped at a stop sign and the bike and I both went down (in front of a yard full people at neighbor's house no less). So, that's why I say get a beater to learn on, and then go buy something nice.

I have another story concerning my CBR, but I'll save that and tell you it over a beer one of these days.

 

Thats a nice bike.

I stopped to look at the Ducati shop up in Scranton but decided to wait a while and attend the MSF course at "Lcc" lol. I already decided that if I start learning how to ride it will be done on an older ninja or something else that is a newbie bike. I can't see myself starting out on a 600cc bike when I have no clue what I'm doing.

 

Bike insurance tends to be cheaper as an add on rather than stand alone. One of the reasons motorcycle insurance can be cheaper, period, is that there is less of a need for physical rehab from accidents. The driver is killed.

Price the car insurance on the car. I am not a shill for Progressive, but their claims is the best, and when you buy insurance, that is what you are really paying for. Back in 03 I backed my new mustang coup into a post. Driver error! :bang:

I drove home and called Progressive. Within 30 minutes there was a progressive claims guy at my car. Two days later I had my check and had the car in the shop getting fixed.

I have since purchased another Mustang, a V8, and my rate did not go up from the accident.

I added my girlfriend to my policy. In this area she would have paid plenty to carry her own policy since she let her license expire. Total cost for adding her on my policy was 87 dollars!

 

I concur, state farm is very good for younger driver (<25 yrs old).

I think the days of "Being Loyal" are over. With increasing rates and insurance companies targetting who they want to insure, you HAVE to shop around almost every year.

 

Don't even get me started on how much I HATE insurance companies.

 

my mom and dad use Haylor Fryer and coon

 

Us folks in california also pay for that surcharge....High Performance Vehicles

 

I'm in California and I don't pay the surcharge. I'm with Progressive--have been for almost seven years.

 

Scottie1113
Nice to see my opinion supported.

btw, Are there really 1112 more scotties out there?