Why would they not take the capital one check? I plan on doing this myself.

 

Because they got shafted by one or two I guess.

 

Anybody been through bankruptcy and tried to get a loan? How was that experience?

 

Bzzzzzt, wrong. Because they want to rope you into using their financing. Don't take that answer. Get up and walk out if they tell you this. This is another tool used to extract more money from you. Do you think that Capital One does not have the funds to cover a $30K check? They spend many times that in advertising on a nightly basis for TV commercials.

When I bought my Stang, the finance lady was all hacked off because they take almost 10 days to send the title after paying off my trade in. Can anyone guess what my response was? It was something like "Shall I take my business somewhere that they don't try to make me use financing programs that I'm not interested in?"

I know it's easy for me to say because I already have my car, but I was more than willing to walk away from the car that I ordered and waited for in order to keep from getting worked over. If you wouldn't just hand over $1k to some stranger on the street, then don't let the dealership steal it from you.

Good luck!

 

Azoufan, I agree with you 100%.

Now that I think about it, the Acura dealer I bought my car from over 4 years ago tried to pull this crap on me. I had a check from Synergy FSB for the exact amount that time and they gave me the biggest crap about it. Finally when I was about to walk they caved. Some dealers really are the scum of the earth.

 

Sorry, double post.

 

I went with a home equity line of credit cuz i need the tax break.I plan on paying it off way before I have to though

 

Put as much down as possible then take a zero interest loan from your parents

 

Lol, I did that with my t-bird and grandma, my interest was mowing the lawn and shoveling snow in winter.

Then she moved into a condo!

 

Well, I usually take the lowest dealership financing option availabe and then refi at my credit union, but I can't come close to what I got with Ford Credit (even with a 797 credit score). I didn't get roped into paying MSRP (or higher) either - they accepted my X-Plan. It's home, I'm happy....