Windshield broken? thanks for Nevada's desert.
#1
Windshield broken? thanks for Nevada's desert.
Doing roadtrip from Indiana to Cali, now I am on the way back, pass by the Nevada. Then this come out.
You guys know this could ruin you whole day mood. I called the Statefarm they said I have to pay $500 deductible fee for repairing or replace it. However, the Florida people can repair their windshield without deductible fee. (What a advantage!)
Anyway, just wonder know how much would be for replacing a OEM windshield?
#2
Attachment 141422
Attachment 141424
Doing roadtrip from Indiana to Cali, now I am on the way back, pass by the Nevada. Then this come out.
You guys know this could ruin you whole day mood. I called the Statefarm they said I have to pay $500 deductible fee for repairing or replace it. However, the Florida people can repair their windshield without deductible fee. (What a advantage!)
Anyway, just wonder know how much would be for replacing a OEM windshield?
Attachment 141424
Doing roadtrip from Indiana to Cali, now I am on the way back, pass by the Nevada. Then this come out.
You guys know this could ruin you whole day mood. I called the Statefarm they said I have to pay $500 deductible fee for repairing or replace it. However, the Florida people can repair their windshield without deductible fee. (What a advantage!)
Anyway, just wonder know how much would be for replacing a OEM windshield?
#3
#4
there's no way that windshield can be repaired. do you have comprehensive insurance with glass coverage? already had my mustang's windshield replaced once under insurance and expect at least once more in next 3 years.
#5
-Nick C.
#6
I do know that coverage could be different across state lines, but would think comprehensive would be the same. Good luck.
#7
Yeah, i agree with you, i do have the comprehensive insurance, is that matter to replace a one which is not OEM??
#8
This^^^^I'm not sure which state you live, but State Farm here in North Carolina (my carrier) has replaced one windshield, and repaired one under my comprehensive coverage (no deductible). I'm saying this thinking you have comprehensive coverage, but don't know.
I do know that coverage could be different across state lines, but would think comprehensive would be the same. Good luck.
#9
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If you don't have low or zero deductible glass coverage on your policy, pay it out of pocket and don't even mention it to your insurance company. Just gives them another reason to go up on your rates or cancel on you. Eat the few hundred bucks and keep it to yourself.
Last edited by Rather B.Blown; 7/6/13 at 02:14 AM.
#11
If you don't have low or zero deductible glass coverage on your policy, pay it out of pocket and don't even mention it to your insurance company. Just gives them another reason to go up on your rates or cancel on you. Eat the few hundred bucks and keep it to yourself.
#13
It is in the declaration page of your own insurance policy and not a website. Florida may have by statute limiting the abililty of carriers doing business there to include or exclude deductibles for certain events in their Florida policies. Around 1945 Congress passsed the McCarran-Ferguson Act which exempts most items of insurance from federal regulation. For this reason each state may impose its own restrictions on what policies can exclude. Deductible items are certainly within the potential scope of a states regulatory authority.
#14
$500, Dayum. Sounds like they are trying to say that this was because of a wreck. If possible, I would drive the car to the insurance office for a face to face. It ain't chump change here. It's sad that I think this way, but insurance companies haven't given me a reason to trust them very much.
#15
Two things to check.
1st, the windshield repair is a comprehensive claim (not collision). Right on my Statefarm card it clearly states what the comprehensive coverage is - "D 100 DEDUCT COMPREHENSIVE". You can also look up your comprehesive coverage on your policy statement (not the billing statement, but the statement that comes when you get your insurance card). Or, you can login to Statefarm.com and find out.
2nd, if your comprehensive is <$500 - call your agent and point this out. If they still want you to pay more than your comprehensive deductible - get in contact with State Farm (not your agent) - 1-800-STATE-FARM
1st, the windshield repair is a comprehensive claim (not collision). Right on my Statefarm card it clearly states what the comprehensive coverage is - "D 100 DEDUCT COMPREHENSIVE". You can also look up your comprehesive coverage on your policy statement (not the billing statement, but the statement that comes when you get your insurance card). Or, you can login to Statefarm.com and find out.
2nd, if your comprehensive is <$500 - call your agent and point this out. If they still want you to pay more than your comprehensive deductible - get in contact with State Farm (not your agent) - 1-800-STATE-FARM
#16
Two things to check.
1st, the windshield repair is a comprehensive claim (not collision). Right on my Statefarm card it clearly states what the comprehensive coverage is - "D 100 DEDUCT COMPREHENSIVE". You can also look up your comprehesive coverage on your policy statement (not the billing statement, but the statement that comes when you get your insurance card). Or, you can login to Statefarm.com and find out.
2nd, if your comprehensive is <$500 - call your agent and point this out. If they still want you to pay more than your comprehensive deductible - get in contact with State Farm (not your agent) - 1-800-STATE-FARM
1st, the windshield repair is a comprehensive claim (not collision). Right on my Statefarm card it clearly states what the comprehensive coverage is - "D 100 DEDUCT COMPREHENSIVE". You can also look up your comprehesive coverage on your policy statement (not the billing statement, but the statement that comes when you get your insurance card). Or, you can login to Statefarm.com and find out.
2nd, if your comprehensive is <$500 - call your agent and point this out. If they still want you to pay more than your comprehensive deductible - get in contact with State Farm (not your agent) - 1-800-STATE-FARM
#17
Many people go with a $1k deduct for collision to save money on premiums. But there isn't much difference in price to get a low deduct for comprehensive.
#18
Why?? I mean why there is no difference to get a low deduct for comprehensive. For my case, if my comprehensive deduct is $100, i would pay the deduct without thinking, and let the insurance company takes care of it.
#19
But comp is for stuff like freak glass breakage, hitting a dear, getting keyed... in other words stuff that usually isn't your fault and usually far less expensive to repair. Plus they don't involve other driver's suing for medical or liability.
That's why there isn't that much difference in comp coverage for a lower deduct.
A good agent will lay out these price options and explanations for you.
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