Owners Ages
2/10/14, 09:51 AM
#601
V6 Member
Join Date: November 29, 2013
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Hard work will get you far. I worked hard everyday at my old job, moved up. Now I got a new job and my old boss will call when he has something he needs done, and that pays really good.
Just keep working hard and you'll get there
Btw I started out in a 1988 Volkswagen cabrio so be glad you have a nice car now
2/10/14, 07:28 PM
#602
Shelby GT500 Member
2/10/14, 08:06 PM
#603
Shelby GT500 Member
Lmao if I eat another bowl of Ramon noodles imma puke.
Hard work will get you far. I worked hard everyday at my old job, moved up. Now I got a new job and my old boss will call when he has something he needs done, and that pays really good.
Just keep working hard and you'll get there
Btw I started out in a 1988 Volkswagen cabrio so be glad you have a nice car now
Hard work will get you far. I worked hard everyday at my old job, moved up. Now I got a new job and my old boss will call when he has something he needs done, and that pays really good.
Just keep working hard and you'll get there
Btw I started out in a 1988 Volkswagen cabrio so be glad you have a nice car now
I am far from those times where all I could afford was a .75 bag of potato chips for my only meal lol. I stated off with a 1991 LTD Crown Victoria and now I have my Laguna Seca lol.
2/10/14, 09:14 PM
#604
V6 Member
Join Date: November 29, 2013
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Dude Ramon Noodles are terrible for you hahaha the sodium in them is Insane! But they are pretty cheap, normally I would mix it up and spend about $50 for dinner for the entire week. Between ellios pizza, hungry man and on baller nights I would have subway lol. Now that I am still broke but a little bit wiser I can eat healthy for relatively cheap, you just have to get creative with it.
I am far from those times where all I could afford was a .75 bag of potato chips for my only meal lol. I stated off with a 1991 LTD Crown Victoria and now I have my Laguna Seca lol.
2/10/14, 09:18 PM
#605
V6 Member
Join Date: November 29, 2013
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You need to read what I wrote more closely.
Why? You do realize that you're essentially saying, "yeah, I know there are probably better ways to save more of my money, but I'm ok letting some of it slip through my fingers." I don't care what's comfortable, I care about what maximizes my retained and earned income and what is secure. I bought my Shelby because I'm careful and I make sacrifices, not because I was born with a silver spoon. Sometimes I wonder if anyone under 30 has any real understanding of economics and how to take advantage of it instead of letting other people tell them what they can and can't do with their money.
So I should jut buy another piece of crap cause I cannot afford a car that won't break down with straight up cash?
I'm not slacking, I work, I pay my bills on time, and I save. I don't see anything wrong with what I'm doing.
2/11/14, 06:45 AM
#607
Bullitt Member
Join Date: January 17, 2014
Location: Fort Lauderdale , FL
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Many different deals are made to include low rates. The real acid financial test would be “ In a pinch of loss of income or family disaster, would I be able to sell my asset for more than what I owe at fair market value” and “Do I have the means to make up the difference of loss if I had to sell a car for under what is owed” Or “Would I just let the car repo”
If the answer is # 1 or 2 , then you made the right deal and decision on any car or asset bought and placed a good down payment as well, otherwise the asset is a threat until the loan is paid down. That's all.....
If the answer is # 1 or 2 , then you made the right deal and decision on any car or asset bought and placed a good down payment as well, otherwise the asset is a threat until the loan is paid down. That's all.....
2/11/14, 06:50 AM
#608
Legacy Tms Member
I will be refinancing my car soon, I've been lucky with a 4.39% APR but thats with a cosigner. Alone I will more tthen likely go up to 7% ...oh well 
With my Focus I'm sure my payments are probably half of all of yours
its $221 but I pay $250 a month...
With my Focus I'm sure my payments are probably half of all of yours
its $221 but I pay $250 a month...
2/11/14, 07:01 AM
#609
V6 Member
Join Date: December 20, 2013
Location: Rocklin, ca
Posts: 71
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Many different deals are made to include low rates. The real acid financial test would be “ In a pinch of loss of income or family disaster, would I be able to sell my asset for more than what I owe at fair market value” and “Do I have the means to make up the difference of loss if I had to sell a car for under what is owed” Or “Would I just let the car repo”
If the answer is # 1 or 2 , then you made the right deal and decision on any car or asset bought and placed a good down payment as well, otherwise the asset is a threat until the loan is paid down. That's all.....
If the answer is # 1 or 2 , then you made the right deal and decision on any car or asset bought and placed a good down payment as well, otherwise the asset is a threat until the loan is paid down. That's all.....
.
LOL, Me too. Then you drove off the lot and woke up the next morning.
2/11/14, 08:05 AM
#613
Mach 1 Member
Join Date: August 2, 2013
Location: Frederick, MD
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I bought my car back in August(maybe, I forget the month haha.) this was my first big used vehicle purchase that I didn't need a consigner. And surprising for a good rate at 3.79% I believe. I'm paying 339/month. Insurance sucks still because I'm 21.
2/11/14, 08:39 AM
#614
V6 Member
Join Date: November 29, 2013
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I like to go with or by the 50/30/20
50- rent, car, food, gas, insurance.
30- tv, movies, dates, other lifestyle choices.
20-savings.
Usually it changes depending on how much I make. So it could or really looks like
45-rent, car, insurance, food, gas.
15-lifestyle choices, I really don't do much.
17-extra car payments, mods, extra savings.
23-savings
50- rent, car, food, gas, insurance.
30- tv, movies, dates, other lifestyle choices.
20-savings.
Usually it changes depending on how much I make. So it could or really looks like
45-rent, car, insurance, food, gas.
15-lifestyle choices, I really don't do much.
17-extra car payments, mods, extra savings.
23-savings
2/11/14, 12:16 PM
#615
Bullitt Member
Wow. The first page was how old we are. This page is personal finances. Yep, sounds like a bunch of old people. Not trying to ruffle feathers, just making an observation.
Oh, and I'm 60 and the 2013 Mustang GT is my 3rd pony car. The first one was a 70 Challenger 340, 4 speed just out of high school, and the second was a 85 Z28 TPI I got new. All 3 have been great fun, but the Challenger was the best, and it has nothing to do with comparable performance.
Oh, and I'm 60 and the 2013 Mustang GT is my 3rd pony car. The first one was a 70 Challenger 340, 4 speed just out of high school, and the second was a 85 Z28 TPI I got new. All 3 have been great fun, but the Challenger was the best, and it has nothing to do with comparable performance.
2/11/14, 04:54 PM
#617
Legacy Tms Member
