2010-2014 Mustang Information on The S197 {GenII}

2011 Finance Rates?

Old Mar 17, 2010 | 08:00 PM
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2011 Finance Rates?

Obviously Ford is running 1.9% apr right now to clear out 2010's but does anyone know what they might offer on the 2011s? If this has been answered already SORRY!
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Old Mar 17, 2010 | 08:04 PM
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They are doing 0% right now.

Ford probably won't be doing much for discount rates on new Mustangs until late in the year, and you won't see any rates advertised until the cars are out on the lots.
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Old Mar 17, 2010 | 08:08 PM
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Originally Posted by Ltngdrvr
They are doing 0% right now.

Ford probably won't be doing much for discount rates on new Mustangs until late in the year, and you won't see any rates advertised until the cars are out on the lots.
****! I saw 1.9% on the web but ill take your word for it. Figures I buy my car when the rates are 3.9% . Not bad at all but, you understand. And yeah i figured they wouldn't be advertising them but I was just hoping for a GODLY source on here who might know lol
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Old Mar 17, 2010 | 08:23 PM
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Of course the rate they are willing to give you is dependent on your credit rating. And most times the interest rate is negotiable too, if you push it some.

My credit is so trashed, no way for me to get a good rate...
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Old Mar 17, 2010 | 08:41 PM
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For the 2010s, I think it's 0% for 3 year, 1.9% for 5 year, 3.9% for 6 year. Not sure about 4 year.

I'm hoping a down economy and continued high fuel costs will make for some decent rates on 2011's, but I'm not counting on it. I'm going in to the dealership with one or two independent loan offers and pitting those against what the dealership can get me.
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Old Mar 17, 2010 | 08:48 PM
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Guess it depends on what part of the country, they are offering 0% up to 60 months in Texas with approved credit.
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Old Mar 17, 2010 | 09:27 PM
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Originally Posted by Ltngdrvr
Guess it depends on what part of the country, they are offering 0% up to 60 months in Texas with approved credit.
Here in Pennsylvania too.
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Old Mar 18, 2010 | 08:04 AM
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I have no inside information but I can throw a guess out there.

3 year: 2.9%
4 year: 3.9%
5 year: 4.9%
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Old Mar 18, 2010 | 08:12 AM
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While Ford Credit might not offer special rates on 2011 Mustangs for quite awhile, you can finance with any lender you like. Currently, there are lenders (typically credit unions) offering rates as low as 3.99%, on approval of credit.

As for 2010 Mustang GT's? Here in the NW, Ford Credit is offering 0% for 60 months (or 1.9% for 72 months), but that's in lieu of the rebates. Going with a different lender might mean a higher interest rate, but you'd get the rebates. So, if you will be financing most of the car, then the interest rate will be more important. If you're financing less (i.e. big trade-in allowance and/or cash down), then taking the rebate makes more sense.
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Old Mar 18, 2010 | 08:13 AM
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0% would be great but then there would be no sayings like:

"ya gotta pay to play"

or

"the difference between men and boys is the price of their toys"
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Old Mar 19, 2010 | 12:47 PM
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I expect Ford Credit to come out with something for the 2011s. They don't want to not offer anything, and lose all finance business to an outside lender. I would expect maybe 4.9 to 5.9% for 60 months to start. Nothing lower, but this is a decent rate that wouldn't suprise me if it comes out when they release.
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Old Mar 19, 2010 | 12:53 PM
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Yes, a great time to buy a 2010 - 0% for 60. I got 0% for 72 on my 2008 GT. Can't beat it!
0% has me spoiled!
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Old Mar 19, 2010 | 01:02 PM
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John time to upgrade from that 08. Were you been? Laying low?
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