2005-2009 Mustang Information on The S197 {Gen1}

New Car Ins

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Old Apr 7, 2007 | 03:54 PM
  #1  
ROKIT7's Avatar
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New Car Ins

WOW ,, any ideas on good cheap ins for 6 months plus winter storage , I live in Michigan , getting quotes from 1300 to 2000 per year
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Old Apr 7, 2007 | 09:01 PM
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From: SE PA
Get married! That's what I did so I could get a Z28!
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Old Apr 8, 2007 | 05:53 AM
  #3  
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Thats pretty drastic , I think I will help the boy scoots collect cans and take a precentage.
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Old Apr 8, 2007 | 06:48 AM
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KdF
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From: South Austin Texas
All depends on..........

Your age.
Your Marital Status.
Your driving record.
Your Zip-code.
Your Insurance Company.
Your coverage limits.
Your deductable.

Shop around.

Shop , shop , shop!
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Old Apr 8, 2007 | 07:13 AM
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Have you tried online comparison sites? I used www.insweb.com and went with Amica auto insurance. Previously has Allstate for 10+ years
Also, in addition to what KdF says, I believe Insurance companies also look at your credit report for your "worthiness". Also look into discounts such as defensive driving. I know if I moved out about 7 miles into the next county, I would get an additional 10% off my insurance.
Are there any Specialty insurance companies for newer vehicles for limited miles in a given calender year. Kind of like the classic car insurance like hagerty.com?
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Old Apr 8, 2007 | 10:52 AM
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From: PA.
Originally Posted by RobK
Get married! That's what I did so I could get a Z28!


LOL i wouldnt get married again for a free GT500 PLUS the insurance p

i traded the wife for an 07 GT
best thing i ever did )

Check Travelers ... My full coverage is 72.00 a month
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Old Apr 8, 2007 | 11:45 AM
  #7  
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NJ3
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From: Chesapeake, Va.
Originally Posted by Meek
LOL i wouldnt get married again for a free GT500 PLUS the insurance p

i traded the wife for an 07 GT
best thing i ever did )

Check Travelers ... My full coverage is 72.00 a month
I hear ya.
BTW, what kind of coverage’s does everyone have? I have $25k on collision and property damage and $50k on Bodily injury. My insurance cost me $70 a month with Nationwide.
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Old Apr 8, 2007 | 09:20 PM
  #8  
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Excellent, I will continue to get quotes and I am sticking with the can collections
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Old Apr 9, 2007 | 01:23 PM
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How do you get such a Low insurance rate?
I have a clean record and mine in around $1150/6 months.
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Old Apr 9, 2007 | 01:30 PM
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From: Pembroke Pines, FL
I guess I win *LOL* 100K 300K 100K $950 yr The Hartford AARP
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Old Apr 9, 2007 | 04:38 PM
  #11  
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From: SE PA
Originally Posted by GTorV6
Have you tried online comparison sites? I used www.insweb.com and went with Amica auto insurance. Previously has Allstate for 10+ years
Also, in addition to what KdF says, I believe Insurance companies also look at your credit report for your "worthiness". Also look into discounts such as defensive driving. I know if I moved out about 7 miles into the next county, I would get an additional 10% off my insurance.
Are there any Specialty insurance companies for newer vehicles for limited miles in a given calender year. Kind of like the classic car insurance like hagerty.com?
+1 for Amica! Their service is unparalleled. I jumped ship for about 6 months lured by a slightly lower rate and immediately got hit by someone. The claim process was horrible. I crawled back to Amica pleading for mercy and they took me right back. They're not always the cheapest, but seriously good service. The last time I had an issue, they had an adjuster come out to appraise the damage the day after I called. I got a check the day after that! They're also great working with the shops for hidden damage, new parts vs. new and slightly higher than average hourly rates. I used a high end shop the last time I needed work done and they didn't have an issue with the fact they were almost $15/hr. higher than most other shops. If you're storing your car over the winter, you can usually turn in your tags to your DMV to put a "hold" on your registration. With some sort of proof you've done this they'll only charge you for comprehensive which will save you a ton of money since comp is the cheaper of the two coverages.

BTW- regarding my post about getting married...I really wanted a new Mustang GT when I graduated and got my first job out of college (10+ years ago!). Insurance quotes were in the $3,500 to $4,000 per year range. Then I got married. It dropped to about $1,500 a year! I literally bought my Z-28 (sorry guys!) two days after I got back from my honeymoon.
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Old Apr 9, 2007 | 05:40 PM
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Originally Posted by smokenpony
I guess I win *LOL* 100K 300K 100K $950 yr The Hartford AARP
I got you beat, 100k 300k 100k $665 a year. Good driving record, with a pickup as daily driver, a harley and a house on the policy. I also decided to got with the less than 7500 mile a year discount since I put 6000 miles on my old car last year. That saved me about a hundred bucks alone.
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Old Apr 9, 2007 | 06:53 PM
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Originally Posted by Tampa07GTCS
How do you get such a Low insurance rate?
I have a clean record and mine in around $1150/6 months.
Dang! I'm only 22 and only pay $600 for 6 months with full coverage at State Farm.
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Old Apr 10, 2007 | 01:42 AM
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Guess mine's not so bad with GEICO.

300,000/100,000/300,000 full coverage - $500 deductible

07 GT Vert, 5 speed -- 24K miles per year --- $364 -- six months
05 Solara Vert V6 -- 15K miles per year ---$282-- six months

Goin on 60 in June.

Drive 40 miles per day each way to work -- SE Georgia (probably pay Jacksonville rates)
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Old Apr 10, 2007 | 04:05 AM
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From: Pembroke Pines, FL
Originally Posted by IowaBeef
I got you beat, 100k 300k 100k $665 a year. Good driving record, with a pickup as daily driver, a harley and a house on the policy. I also decided to got with the less than 7500 mile a year discount since I put 6000 miles on my old car last year. That saved me about a hundred bucks alone.

I think I'll move to Iowa
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Old Apr 10, 2007 | 04:48 AM
  #16  
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From: St. Louis Area
250,000 500,000 100,000 with Progressive plus rental/roadside/$250 deductible = $575.

No mileage restrictions.
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Old Apr 10, 2007 | 09:19 AM
  #17  
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From: Miami, FL
I hate ALL of you guys, I need to renew again, and my policy is about 1500 for 6 months.

I live in miami, 27 years old, clean driving record, single, no kids, Progressive Drive Insurance. And that was the BEST I could find from a reputable company. Statefarm was almost 4k a year.
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Old May 2, 2007 | 09:02 PM
  #18  
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People should give their deductables when comparing rates.
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Old May 2, 2007 | 09:09 PM
  #19  
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Originally Posted by Tampa07GTCS
How do you get such a Low insurance rate?
I have a clean record and mine in around $1150/6 months.

One thing I noticed when I moved from Chicagoland is the goofy insurance laws here in Florida. I'm sure we get charged a little more just because of those.

I would look around. I pay about 25% less than you and that includes a 91 300ZX (liability of course).
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Old May 2, 2007 | 11:38 PM
  #20  
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Mine is 1600/yr, still have one ticket left (reckless over 95) that goes away on the insurance record in oct. 35 single, high coverage payouts-forget the #s but like 2nd from the highest, low deductables on everything but collision and comp(maxed them up). Progressive. Will go back down under $1000/yr after that ticket 'drops'. It should be higher but I've been with them a while.
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