2005-2009 Mustang Information on The S197 {Gen1}

interest

Old Jan 18, 2005 | 09:03 AM
  #21  
GhostTX's Avatar
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From: Sherman, TX
Originally posted by Altoid@January 18, 2005, 10:31 AM
An 850 is almost impossible. 750-850 is considered excellent credit.
Durrr... should have typed. [sarcasm]Do you have an 850 score?[/sarcasm]

Cool...I got your 750 beat, so I hope my bank will play. Thanks!
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Old Jan 18, 2005 | 10:09 AM
  #22  
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From: Tampa FL
Originally posted by holderca1+January 18, 2005, 9:41 AM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (holderca1 @ January 18, 2005, 9:41 AM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-chevy_slayer@January 18, 2005, 12:11 AM
sorry guys for the misspell in the topic area. should of said:
what was ur interest rate?
That's funny, misspelled a misspell. [/b][/quote]
LMAO I caught that one too
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Old Jan 18, 2005 | 10:10 AM
  #23  
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I'm paying 6.5 on mine due to a communication problem and the fact my car was sitting on the lot and I wanted her ASAP, oh well.
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Old Jan 18, 2005 | 10:23 AM
  #24  
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Originally posted by GhostTX+January 18, 2005, 10:06 AM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (GhostTX @ January 18, 2005, 10:06 AM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-Altoid@January 18, 2005, 10:31 AM
An 850 is almost impossible. 750-850 is considered excellent credit.
Durrr... should have typed. [sarcasm]Do you have an 850 score?[/sarcasm]

Cool...I got your 750 beat, so I hope my bank will play. Thanks! [/b][/quote]
I was stating it for the original poster for a reference point of what’s considered good or not. That’s the range he should one day try to be in. And for the most part anything in that area will net the same interest rates, I believe.
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Old Jan 18, 2005 | 10:41 AM
  #25  
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From: Sherman, TX
I hope so. I haven't started plugging banks yet to see what they'll offer.
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Old Jan 18, 2005 | 11:05 AM
  #26  
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I'm 45 and have great credit. I was able to get 4.9% for 4 or 5 years and 5.5% for six years. (I'm going with the four years) I think 6.9% for an 18 year old with no credit history is fantastic!
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Old Jan 18, 2005 | 11:05 AM
  #27  
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Originally posted by GhostTX@January 18, 2005, 11:44 AM
I hope so. I haven't started plugging banks yet to see what they'll offer.
With a credit score like that I would think you would get the best rate the bank has to offer. Check around as it’s all about the bottom line.
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Old Jan 18, 2005 | 11:10 AM
  #28  
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From: San Antonio, TX
Originally posted by Altoid+January 18, 2005, 12:08 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Altoid @ January 18, 2005, 12:08 PM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-GhostTX@January 18, 2005, 11:44 AM
I hope so. I haven't started plugging banks yet to see what they'll offer.
With a credit score like that I would think you would get the best rate the bank has to offer. Check around as it’s all about the bottom line. [/b][/quote]
You can also negotiate an interest rate. Try and get them to come down some if you don't like a specific rate.
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Old Jan 18, 2005 | 11:11 AM
  #29  
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From: Pasadena, MD (AKA The Dena)
792 score. 3.9 % from NASA federal credit union for 60months (I took that). Best Ford would do is 5.9%. Finance manager told us right off the bat the he probably could not beat our credit union and he was right.
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Old Jan 18, 2005 | 11:15 AM
  #30  
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I'm 20 and got 4.0 for 60 months, which I was very happy with B)
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Old Jan 18, 2005 | 12:20 PM
  #31  
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I am 19. 708 score. 3.95% for 72 months.
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Old Jan 18, 2005 | 12:24 PM
  #32  
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man I wish I had such a nice score as you guys. Mine is 650 max right now
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Old Jan 18, 2005 | 02:23 PM
  #33  
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Chevy Slayer, good choice then on the amount put down. You make a little on the money not put down on the car. Good luck to you.
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Old Jan 18, 2005 | 02:30 PM
  #34  
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im 20, got 3.65% for 60 months. I didnt even know i had credit. The bank told me i had a 735.
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Old Jan 18, 2005 | 04:06 PM
  #35  
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well i ordered my stang today but ended up being the cosigner and my dad being the primary. the 6.9 interest was for my dad and they told us was because the 05 stang doesnt have any special offers like the others. the car is going to be around 25 grand ( not including taxes, registration. etc.) with a 8.9 i think interest rate for 48 months. next year we'll try to refinace it to something lower. by the way you guys have been really helpful. ive been hook to this site ever since the concept came out. they told me it should arrive in about 2 months.
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Old Jan 18, 2005 | 04:12 PM
  #36  
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Originally posted by chevy_slayer@January 18, 2005, 5:09 PM
well i ordered my stang today but ended up being the cosigner and my dad being the primary. the 6.9 interest was for my dad and they told us was because the 05 stang doesnt have any special offers like the others. the car is going to be around 25 grand ( not including taxes, registration. etc.) with a 8.9 i think interest rate for 48 months. next year we'll try to refinace it to something lower. by the way you guys have been really helpful. ive been hook to this site ever since the concept came out. they told me it should arrive in about 2 months.
2 months is pushing it as some have been waiting for much longer. heck, I ordered 11-28 and my Stang doesn't even have a scheduled build date.
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Old Jan 18, 2005 | 04:15 PM
  #37  
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Originally posted by Stangfriik+January 18, 2005, 5:15 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Stangfriik @ January 18, 2005, 5:15 PM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-chevy_slayer@January 18, 2005, 5:09 PM
well i ordered my stang today but ended up being the cosigner and my dad being the primary. the 6.9 interest was for my dad and they told us was because the 05 stang doesnt have any special offers like the others. the car is going to be around 25 grand ( not including taxes, registration. etc.) with a 8.9 i think interest rate for 48 months. next year we'll try to refinace it to something lower. by the way you guys have been really helpful. ive been hook to this site ever since the concept came out. they told me it should arrive in about 2 months.
2 months is pushing it as some have been waiting for much longer. heck, I ordered 11-28 and my Stang doesn't even have a scheduled build date. [/b][/quote]
i know that i might take longer but hey u never know
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Old Jan 18, 2005 | 04:21 PM
  #38  
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Originally posted by chevy_slayer+January 18, 2005, 5:18 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (chevy_slayer @ January 18, 2005, 5:18 PM)</td></tr><tr><td id='QUOTE'>
Originally posted by Stangfriik@January 18, 2005, 5:15 PM
<!--QuoteBegin-chevy_slayer
@January 18, 2005, 5:09 PM
well i ordered my stang today but ended up being the cosigner and my dad being the primary. the 6.9 interest was for my dad and they told us was because the 05 stang doesnt have any special offers like the others. the car is going to be around 25 grand ( not including taxes, registration. etc.) with a 8.9 i think interest rate for 48 months. next year we'll try to refinace it to something lower. by the way you guys have been really helpful. ive been hook to this site ever since the concept came out. they told me it should arrive in about 2 months.

2 months is pushing it as some have been waiting for much longer. heck, I ordered 11-28 and my Stang doesn't even have a scheduled build date.
i know that i might take longer but hey u never know [/b][/quote]
Yea it may work out to your advantage since it seems that the IUP fiasco is over so it may take the 8 week ETA like normal. Hopefully that will be true
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Old Jan 18, 2005 | 04:35 PM
  #39  
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Originally posted by Stangfriik+January 18, 2005, 5:24 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Stangfriik @ January 18, 2005, 5:24 PM)</td></tr><tr><td id='QUOTE'>
Originally posted by chevy_slayer@January 18, 2005, 5:18 PM
Originally posted by Stangfriik@January 18, 2005, 5:15 PM
<!--QuoteBegin-chevy_slayer
@January 18, 2005, 5:09 PM
well i ordered my stang today but ended up being the cosigner and my dad being the primary. the 6.9 interest was for my dad and they told us was because the 05 stang doesnt have any special offers like the others. the car is going to be around 25 grand ( not including taxes, registration. etc.) with a 8.9 i think interest rate for 48 months. next year we'll try to refinace it to something lower. by the way you guys have been really helpful. ive been hook to this site ever since the concept came out. they told me it should arrive in about 2 months.

2 months is pushing it as some have been waiting for much longer. heck, I ordered 11-28 and my Stang doesn't even have a scheduled build date.

i know that i might take longer but hey u never know
Yea it may work out to your advantage since it seems that the IUP fiasco is over so it may take the 8 week ETA like normal. Hopefully that will be true [/b][/quote]
i hope so
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Old Jan 18, 2005 | 05:02 PM
  #40  
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Hey there,

I'm no professional in the $ lending department, but I expect that's a good rate for your age and credit. The best rate I've found was a flat 4.0 (Credit Union). Good luck with your GT.

Jim
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