insurance? who offers the lowest rates?
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Originally posted by 94tbird@April 7, 2005, 7:48 AM
ford motor insurance, geico, all state, progressive, drive. do the online quotes. do some legwork man
ford motor insurance, geico, all state, progressive, drive. do the online quotes. do some legwork man
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
#4
Progressive is really good to me. They quoted me an increase in my current rates of $240 every 6 months for a new GT. That's with a multicar discount, I'm 38, single, no accidents or tickets.
#6
Originally posted by jcopin+April 7, 2005, 9:07 AM--><div class='quotetop'>QUOTE(jcopin @ April 7, 2005, 9:07 AM)</div><div class='quotemain'><!--QuoteBegin-94tbird@April 7, 2005, 7:48 AM
ford motor insurance, geico, all state, progressive, drive. do the online quotes. do some legwork man
ford motor insurance, geico, all state, progressive, drive. do the online quotes. do some legwork man
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
[/b][/quote]
Actually it doesnt. putting ur SSN is optional. without it no1 can touch your credit. leave it blank like i did
#7
Originally posted by jcopin@April 7, 2005, 9:07 AM
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
You made me panic, and I check just my credit on Equifax.com to make sure.
793 baby
#8
Originally posted by dustindu4+April 7, 2005, 10:03 AM--><div class='quotetop'>QUOTE(dustindu4 @ April 7, 2005, 10:03 AM)</div><div class='quotemain'><!--QuoteBegin-jcopin@April 7, 2005, 9:07 AM
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
You made me panic, and I check just my credit on Equifax.com to make sure.
793 baby
[/b][/quote]
Thats true they dont do anything to your credit. i just did a few quotes WITH my SSN a week ago and checked on equifax and nothing.
#9
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cool
i guess il try progressive and ford if i see a ding ima ding your head=p
That doesn't happen to me, I get quotes on Progressive, Geico, you name it and it doesn't show any dings. The credit checks don't even come up. I think those credit checks are like credit card flyers, they don't hurt your credit. Only opening a bank account, or getting a loan will ding you.
You made me panic, and I check just my credit on Equifax.com to make sure.
793 baby
[/b][/quote]
i guess il try progressive and ford if i see a ding ima ding your head=p
Originally posted by dustindu4+April 7, 2005, 9:03 AM--><div class='quotetop'>QUOTE(dustindu4 @ April 7, 2005, 9:03 AM)</div><div class='quotemain'><!--QuoteBegin-jcopin@April 7, 2005, 9:07 AM
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
i just dont want to get quotes because each quote puts a credit check on my report for each one and each credit inquiry costs 5 points
You made me panic, and I check just my credit on Equifax.com to make sure.
793 baby
[/b][/quote]
#10
I quoted several companies, and no one could compare to AAA. You have to pay the $50+ dollars a year to be a member (which has the perks of maps, towing, etc), but the rates make up for it. I"ll be switching my homeowners policy over also and get nearly twice the coverage for about what I'm currently paying at State Farm. Overall savings on my auto insurance are around 35%! AAA rates are dependent upon your credit score and your driving record, so if both are in good shape, you'll get very competitive, if not unbeatable, rate quotes.
#11
Thats true they dont do anything to your credit. i just did a few quotes WITH my SSN a week ago and checked on equifax and nothing.
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Originally posted by psychen6@April 7, 2005, 11:22 AM
There are three credit reporting agencies. Equifax is but one of them. There is also TransUnion and Experian. I'm pretty sure that, if you checked one of the other two, you'd find a hard pull.
Thats true they dont do anything to your credit. i just did a few quotes WITH my SSN a week ago and checked on equifax and nothing.
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see i knew it! HA!=p anyway thats why im asking around to see which won't try and rip me off because in under 130 years old and dont live in florida
i cant afford to pay 350 a month for insurance
since the car payment will be around there
Yes, I have seen inquiries on my report when I called a few years ago. I'm not 100% sure, but I was told that if you do multiple checks in a short period of time, its looked at as one instance.
[/b][/quote]
i cant afford to pay 350 a month for insurance
since the car payment will be around there
Originally posted by mr-mstng+April 7, 2005, 10:32 AM--><div class='quotetop'>QUOTE(mr-mstng @ April 7, 2005, 10:32 AM)</div><div class='quotemain'><!--QuoteBegin-psychen6@April 7, 2005, 11:22 AM
There are three credit reporting agencies. Equifax is but one of them. There is also TransUnion and Experian. I'm pretty sure that, if you checked one of the other two, you'd find a hard pull.
Thats true they dont do anything to your credit. i just did a few quotes WITH my SSN a week ago and checked on equifax and nothing.
[/b][/quote]
#15
[quote=jcopin,April 7, 2005, 11:08 AM]see i knew it! HA!=p anyway thats why im asking around to see which won't try and rip me off because in under 130 years old and dont live in florida
i cant afford to pay 350 a month for insurance
since the car payment will be around there
I was quoted 125 a month, full coverage, 500 deductible with State Farm -3 tickets, no accidents, 26years old, live in a big city, been with them for 10 years, I also have my renters insurance with them which gets a discount on car insurance.
i cant afford to pay 350 a month for insurance
since the car payment will be around there
I was quoted 125 a month, full coverage, 500 deductible with State Farm -3 tickets, no accidents, 26years old, live in a big city, been with them for 10 years, I also have my renters insurance with them which gets a discount on car insurance.
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i was thinking about state farm and will probably go with them once the car comes in
doesn't matter if you live in a big city unless that city is NYC.. we get the "stuff to do penalty" =p
tri state is really cheap but the requirements are HUGE to get accepted.
doesn't matter if you live in a big city unless that city is NYC.. we get the "stuff to do penalty" =p
tri state is really cheap but the requirements are HUGE to get accepted.
#18
Nobody beats them, I have them too. BUT you have to be either active duty military, retired military, a veteran discharged after a certain date, the spouse of a military member...etc.
No military affiliation anywhere, you can't get in.
No military affiliation anywhere, you can't get in.
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Originally posted by stargirl66@April 7, 2005, 8:55 AM
I quoted several companies, and no one could compare to AAA. You have to pay the $50+ dollars a year to be a member (which has the perks of maps, towing, etc), but the rates make up for it. I"ll be switching my homeowners policy over also and get nearly twice the coverage for about what I'm currently paying at State Farm. Overall savings on my auto insurance are around 35%! AAA rates are dependent upon your credit score and your driving record, so if both are in good shape, you'll get very competitive, if not unbeatable, rate quotes.
I quoted several companies, and no one could compare to AAA. You have to pay the $50+ dollars a year to be a member (which has the perks of maps, towing, etc), but the rates make up for it. I"ll be switching my homeowners policy over also and get nearly twice the coverage for about what I'm currently paying at State Farm. Overall savings on my auto insurance are around 35%! AAA rates are dependent upon your credit score and your driving record, so if both are in good shape, you'll get very competitive, if not unbeatable, rate quotes.
When I got my 05 in December Mercury said my rates would be lower on the 05 then I was paying for my 03.
I just got my renewal application from Mercury and I'm paying $632.90 every 6 months ($1265.80) for the year on a 2005 Mustang GT.
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