My dealer called last week and said my car is being built on March 7th. I ordered the car on November 8th and have been waiting a while. Today, I got a call saying my car is at the dealer. I wasn't expecting the car to be in for another week or two. In fact I was going to look into financing options tomorrow afternoon. The dealer threw a wrench in my plans and now I am hurrying to get the best possible financing. The best interest rates I could find were 4.95 for 60 months on Capital One. What are you guys able to find? Is that pretty good or can I do better????

Thanks in advance.

 

3.75% for 48 months through SunTrust

 

1.9% for 36 mos. @ NFCU

 

That's an excellent rate! I wish I could take advantage of a credit union.

 

What is NFCU? I can think of 3 different credit unions that start with an N

 

Check your local credit union. Since they are not supposed to be for-profit organizations, usually they have the best rates. If you can't find one, check Penfed (Pentagon Fedral Credit Union.) Though membership is usually for military members, you can get a membership if you make something like a $20 donation to an organization. The info is on their site.
Or check the Credit Union Locator.

Good luck.

 

Well I have to check further into this, but I believe I am eligible for membership with Alliance CU thru my membership with Lifetime Fitness. I checked their website and found that they offer 3.5% up to 72 months.

 

Oh sorry...Navy Federal Credit Union
http://www.navyfcu.org/

 

I got 4.9% for 60 months through the same bank I have a few accounts with.

 

Granted I got my loan for 72 months but I got it for 6.1% at Fifth Third Bank in Cincinnati. Payments only $350 a month!!

 

8.25% :notnice:

Back in 04' I had no credit at all noone would co-sign for me so I bought a beater with Cash, figured I would never get help from anyone else so I started to figure out different ways to build credit. I got a Secured Credit card, cell phone and it worked.

I loved the in 05' Stangs talked to a Friend of Fam that works at a local Ford dealership he checked out my credit and I was able to buy my 05' for 8.25% for 60 months.

It's not the best rate it's not the worst either, I was just proud I did it myself

 

I was quoted at 5.25% at my Credit Union. interested to see how much Ford wants.

 

dont feel bad, I got an 8.25% for 72 months. I tryed to get a lower rate but to no avail and my beacon score is 676, which I thought was good!
However after going to different banks and seeing that a lower rate would drop my payment by 5-15$ I decided to drop it and enjoy the ride!

 

4.9%, but I can't remember if it's 48 or 60 months.

 

3.9 for 60 months - very pleased! B)

 

8.45% for 36 months and $7500-$13,000 through Capital One. But, I should get that down by applying through AAA instead. Hopefully they will knock 1% off.

The percentage doesn't make much difference to me because it will be a small loan ($7500) and I will pay it off in 18 months.

I'm not bragging, but the only reason I'm financing at all is just for credit history. Right now, all I have had is a credit card for a little over 5 years. I was turned down by a couple places, but that was for a large amount, so I really need more history.

 

I'm at 7.75% through my current credit union. It should drop a point or point and a half since I need my dad on the loan for X-Plan purposes.

But hey being 24 with good credit, granted a decent amount, 7.75% isn't too shabby.

 

ford told me 6.9 on the new GT's and through my credit union i got 5.5 for 60 months sorry its the houston texas fire fighters federal credit union ya its a mouth full lol and the price of the car was 25000+TTandL and i put 5000 down and for 60 months my payments are 435 of course my insurance is only 78 bucks a month for full coverage and 100$ deductables ,thats through state farm too

its good to know your insurance agent

 

This will make you ALL feel better about your rates!:

12% for 71 months. ($1,000 down).
$475.00/mo payments.
$143.00/mo insurance. ($1,000 deduct.)

So don't any of you complain about your rates

 

3.9% for 48 months at Suntrust. Ford credit had 3.9% for 36 months when I bought the car.