'10-14 Shelby Mustangs

Insurance..... Who do you use?

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Old Dec 25, 2012 | 09:42 AM
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Insurance..... Who do you use?

I currently have Geico insurance and my rate is $1331 every 6 months on the Shelby. I have started looking around and received quotes from a few other companies.

Who do you use and who would you recommend staying away from?
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Old Dec 25, 2012 | 09:45 AM
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Originally Posted by MyStang2010GB
I currently have Geico insurance and my rate is $1331 every 6 months on the Shelby. I have started looking around and received quotes from a few other companies.

Who do you use and who would you recommend staying away from?
After hearing a couple of consumer stories on here I'd stay away from Progressive for sure. Can't say what they were or who they were but it was some wrong kind of stuff.

I use Hocheim Prairie. Probably only a regional company but I have a real agent and from everyone I know that uses them they are quick to pay and don't **** you on the values.
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Old Dec 25, 2012 | 10:16 AM
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I received a quote from Haggerty that was $1267 for a YEAR!! Much better than GEICO for sure.
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Old Dec 25, 2012 | 10:18 AM
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Originally Posted by MyStang2010GB
I received a quote from Haggerty that was $1267 for a YEAR!! Much better than GEICO for sure.
But aren't there usage restrictions?



I was with State Farm for a lot of years and they were good. But switched to Safeco with an old agent because he could combine with my small ranch/homeowners policy and I got a good discount. State Farm won't cover my land due to horses.

Last edited by cdynaco; Dec 25, 2012 at 10:19 AM.
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Old Dec 25, 2012 | 10:22 AM
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Originally Posted by cdynaco
But aren't there usage restrictions?



I was with State Farm for a lot of years and they were good. But switched to Safeco with an old agent because he could combine with my small ranch/homeowners policy and I got a good discount. State Farm won't cover my land due to horses.
They have restrictions yes. I used 10k miles a year as my mileage. Car has to be garaged, not raced (hehe) or highly modified.
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Old Dec 25, 2012 | 10:23 AM
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been with ALFA for over 30 years .. i pay 100 bucks a month for 5 vehicles ...
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Old Dec 25, 2012 | 10:28 AM
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Originally Posted by HOSS429
been with ALFA for over 30 years .. i pay 100 bucks a month for 5 vehicles ...
I'll check them out. Thanks!
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Old Dec 25, 2012 | 08:02 PM
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If you have any veterans in the family or are a vet yourself check out USAA, not sure on price comparison but customer service and other services offered are outstanding.
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Old Dec 25, 2012 | 08:18 PM
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Originally Posted by Kpd3014
If you have any veterans in the family or are a vet yourself check out USAA, not sure on price comparison but customer service and other services offered are outstanding.
I'm retired military and did not find USAA to be very competitive for me. thanks for responding though
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Old Dec 25, 2012 | 09:13 PM
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State Farm, $600/year for my 2011 GT. Also, any major provider will bundle your home/auto/life, etc., so you can expect savings there.
(no tickets, no accidents)

Last edited by PJRManagement; Dec 26, 2012 at 10:52 AM. Reason: added: no tickets, no accidents
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Old Dec 25, 2012 | 09:19 PM
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Originally Posted by 2k7gtcs
After hearing a couple of consumer stories on here I'd stay away from Progressive for sure. Can't say what they were or who they were but it was some wrong kind of stuff.

I use Hocheim Prairie. Probably only a regional company but I have a real agent and from everyone I know that uses them they are quick to pay and don't **** you on the values.
I'll second the "stay away from Progressive" comment, I was paying around 125 a month for my GT when I had then, they doubled my rate with the GT500 then slapped on another 60+ bucks for defective equipment ticket.

It was enough for me to go check out GIECO and now I pay around 96 bucks a month for the GT500.
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Old Dec 26, 2012 | 08:25 AM
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Hagerty

Originally Posted by MyStang2010GB
I received a quote from Haggerty that was $1267 for a YEAR!! Much better than GEICO for sure.
Hagerty is not what it seems . If you check all the restrictions you will find the only time your covered is if you are coming from or going to a show. State farm is about the same price for actual ins .
If you want collectors try Grundy Worldwide and Chumm,less restrictive,better rates .
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Old Dec 26, 2012 | 08:31 AM
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Yes.

Hagerty won't cover the car if you drive it to and from work which blows. That's about 50% of my driving. It's ok for a car like the R that sits but not for a car you want to drive.
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Old Dec 26, 2012 | 08:47 AM
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I pay $500 every 6 months for a v6. Full coverage, high payouts. I have a speeding ticket going 90 in a 60 just this year. Progressive

Last edited by Rando; Dec 26, 2012 at 08:48 AM.
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Old Dec 26, 2012 | 08:47 AM
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Originally Posted by 2k7gtcs
Yes.

Hagerty won't cover the car if you drive it to and from work which blows. That's about 50% of my driving. It's ok for a car like the R that sits but not for a car you want to drive.
They'll never know.
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Old Dec 26, 2012 | 08:52 AM
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Originally Posted by Rando
They'll never know.
Insurance fraud is a crime.
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Old Dec 26, 2012 | 10:12 AM
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Electric Insurance - $870/year for my '13 GT500.

Discounts for not commuting, affiliated discount, bundled package, good record, "rural" area. Full coverage, $500 deductible.
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Old Dec 26, 2012 | 11:21 AM
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I use Farm Bureau Insurance in Tennessee. I pay $1000 for a 12 month policy for my 2011 Shelby GT500 Convertible. That's full coverage with a $500 deductible. Of course my driving history isn't the best in the world but not the worse either.
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Old Dec 26, 2012 | 05:27 PM
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Thanks guys I appreciate all the responses!!
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Old Dec 26, 2012 | 08:06 PM
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I have American collectors insurance on my 13 gt500 allowed 5000 mile a year on any kind of driving and the car has to be garaged but I feel the best thing about them is that I have the car insured for what I paid 60000 and it is only 860 a year. Try them have my 88 coupe with them as we'll they are great.
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