I was curious to see if anyone that has received your 2011 VIN# if you have been able to get an accurate quote from your insurance company? I know my insurance company (Erie) will only give an "estimate" until they have a VIN#. Thanks!

 

I'll post a quote on Tuesday.

 

Since the quote will be differant depending on driving record, location, credit rating etc. it would be more helpful if you could provide the cost for a 2010 and then the 2011 so we have something to compare to.

 

Well I called my Farmers Insurance agent last week with the VIN and they didn't seem to have the 2011 Mustang GT in their system yet. She said that it looked like it would be the same rate?

 

my insurance quoted 800 every six months. i have no tickets or anything. ill be shopping around. they said it was high because its a new model.

 

I'm not sure if their systems will work this way, but you only need the first ten digits to differentiate the models and year. The letter X is the location of the check digit, which can be 0-9 as well as X, B is for the 2011 model year.

1ZVBP8AMXB - V6 coupe
1ZVBP8EMXB - V6 convertible
1ZVBP8CFXB - GT coupe
1ZVBP8FFXB - GT convertible
1ZVBP8JSXB - GT500 coupe
1ZVBP8KSXB - GT500 convertible

 

Progressive quotes it same as a 2010 but they also still show it as a 4.6 engine.

 

I would also help if y'all could provide an age range. I think it would be different for a 25-30 year old than a 40-45 year old. Or not...

Not sure where the age breakdowns are...

 

There will also be marked regional differences in rates as well.

 

Got my quote back a week or so ago, $639 Every 6 months, full coverage replacement value for first three years I think. My 2008 Audi A4 is $550 a month for same coverage, so thats about what I expected. Oh I'm 32 with no tickets and a multi-car/multi-policy good credit rating discounts also. Think the deductible is $500

 

The fact that that the engine has more HP will have ZERO effect on the rates guys, quit stressing over it. An 11 is more expensive to insure than a 10 for the sole fact it is one year newer and worth more.

 

So a fully loaded V6 will cost more to insure than a base GT since it costs more?

 

Rates will vary wildly and it does depend on where you live. I'm a little alarmed by some of the rates I see y'all quoting. $1200-1500/year?!?! for one car?

I fully insure my A6 4.2 and Acura MDX both for about $1300 year... Of course, I'm 39 and in central Texas.

 

On that point, I wonder if the significant increase in power is going to result in more wannabe Fittipaldis embedding their 412 (or more) HP vehicles in guard rails, walls, utility poles, other cars, etc. Enough claims and the cost to insure a GT is certain to increase.

I recall the GT500 being one of the most expensive cars to insure but, that said, I don't have anything in front of me to indicate that's entirely (or even primarily) due to accident rates.

We'll know the answer to this in about a year...

 

$550 for 1 month or 6 months?

 

I went from an 07 GT to a 10 GT500. Annual premium went up $150.

 

Insurance is rated on VIN. Every option on the sticker isn't recorded in the VIN. Comfort Group, Brembo Package, none of that stuff is in the VIN.

 

6 months

 

I was paying over $1200 a year back when I first started driving for a 4-cyl with only Liability. Now I pay about $600 a year for full coverage. Only difference then from now is I got older. Now figure in inflation, given that was over 15 years ago...

 

My company quoted me $336.70 / 6 months with $250 comp and $500 collision.