Apartments driving me crazy
12/13/05, 10:06 AM
#1
Needs to be more Astony
Thread Starter
I am looking for a new apartment and i found one online and it said the rent was $659-$990. So i called them to see what the price is and they asked how much my annual income was.
I told them and they said i would have to pay $990 a month. I was like how come it says 659-990? and they said that the 659 is only for people that make less then 27k a year!
I don't understand how they can charge people more just cause i make more money then someone else!?!
Anyone know why they can do this?
I told them and they said i would have to pay $990 a month. I was like how come it says 659-990? and they said that the 659 is only for people that make less then 27k a year!
I don't understand how they can charge people more just cause i make more money then someone else!?!
Anyone know why they can do this?
12/13/05, 11:27 AM
#4
I remember when I was living in Chicago (Lincoln Park) and renting . . . I'm glad I lived in a three bedroom apartment and split the costs with some friends. Is it an option to live with some friends? What part of town are you looking to live in?
12/13/05, 11:51 AM
#5
Needs to be more Astony
Thread Starter
Originally posted by Evil_Capri@December 13, 2005, 12:30 PM
I remember when I was living in Chicago (Lincoln Park) and renting . . . I'm glad I lived in a three bedroom apartment and split the costs with some friends. Is it an option to live with some friends? What part of town are you looking to live in?
I remember when I was living in Chicago (Lincoln Park) and renting . . . I'm glad I lived in a three bedroom apartment and split the costs with some friends. Is it an option to live with some friends? What part of town are you looking to live in?
12/13/05, 11:56 AM
#6
Needs to be more Astony
Thread Starter
We should be able to afford a lot more based on out income. I think our main problem is money managment. But i am tring to find somthing nicer with atleast 2 bedrooms for around 800 a month. currently i pay 685 month for a single bed room apt.
Somthing in Lake County, IL
Somthing in Lake County, IL
12/13/05, 12:04 PM
#7
Cool . . .sorry I didn't know you were married and had a little one. I lived in Barrington for 8 years and have quite a few friends still living in Lake County (Lake Zurich). It's been a while since I've priced places back in IL. Good luck!
12/13/05, 12:09 PM
#8
Tasca Super Boss 429 Member
Have you considered looking for a home to rent, or even buy? Sometimes the price of buying a home isn't much more then what you'd pay in rent, and you get the tax deduction etc.
But, yeah, the government assistance is why the rent would be more for you.
But, yeah, the government assistance is why the rent would be more for you.
12/13/05, 12:49 PM
#9
Needs to be more Astony
Thread Starter
Originally posted by JeffreyDJ@December 13, 2005, 1:12 PM
Have you considered looking for a home to rent, or even buy? Sometimes the price of buying a home isn't much more then what you'd pay in rent, and you get the tax deduction etc.
But, yeah, the government assistance is why the rent would be more for you.
Have you considered looking for a home to rent, or even buy? Sometimes the price of buying a home isn't much more then what you'd pay in rent, and you get the tax deduction etc.
But, yeah, the government assistance is why the rent would be more for you.
12/13/05, 03:50 PM
#10
Tasca Super Boss 429 Member
But, you get to write all of that stuff off at the end of the year on your taxes, so you end up head. We didn't think we could afford out first house either, and it endedd up being a lot less then we thought it would be.
Just my two cents there.
Just my two cents there.
12/13/05, 03:59 PM
#11
Needs to be more Astony
Thread Starter
Originally posted by JeffreyDJ@December 13, 2005, 4:53 PM
But, you get to write all of that stuff off at the end of the year on your taxes, so you end up head. We didn't think we could afford out first house either, and it endedd up being a lot less then we thought it would be.
Just my two cents there.
But, you get to write all of that stuff off at the end of the year on your taxes, so you end up head. We didn't think we could afford out first house either, and it endedd up being a lot less then we thought it would be.
Just my two cents there.
12/13/05, 04:04 PM
#12
Tasca Super Boss 429 Member
Well, my 3 kids help too, but yeah the ability to write all of that stuff off makes your tax return larger.
Its worth looking into just to check, can't hurt.
Its worth looking into just to check, can't hurt.
12/13/05, 04:21 PM
#13
Mach 1 Member
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Knight, we bought our first house for less than $1K out of our pocket. And depending on where you live, after the 1st year you can apply for homestead exemption and lower your taxes. And as stated above, you get a nice big tax break for owning the house. Not to mention you're building equity in the process. AND no more annoying neighbors right next to or above/below you. A win-win situation!
12/14/05, 05:20 AM
#15
After all these years,
My C/T still sucks!
My C/T still sucks!
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Originally posted by HadAStang@December 13, 2005, 5:24 PM
Knight, we bought our first house for less than $1K out of our pocket. And depending on where you live, after the 1st year you can apply for homestead exemption and lower your taxes. And as stated above, you get a nice big tax break for owning the house. Not to mention you're building equity in the process. AND no more annoying neighbors right next to or above/below you. A win-win situation!
Knight, we bought our first house for less than $1K out of our pocket. And depending on where you live, after the 1st year you can apply for homestead exemption and lower your taxes. And as stated above, you get a nice big tax break for owning the house. Not to mention you're building equity in the process. AND no more annoying neighbors right next to or above/below you. A win-win situation!
Except for the neighbors thing.
Where we live if you buy before October you get homestead exemption for the next tax year. PLUS you get to take off all the mortgage interest on your taxes.
Buying is actually a great investment- and trust me, I have lived in a little of everything.
And as a bonus- if your builder screws up- he pays your closing costs.
12/14/05, 07:30 AM
#16
Shelby GT500 Member
Ya...definately look into home ownership. There's loans out there with zero down...sometimes they can even roll closing costs into the loan. All the interest on the loan is tax deductable and even the taxes you pay on the property is deductable.
Just be sure you're going to live in that home at least 7 years to build a little equity and have some significant appreciation.
Just be sure you're going to live in that home at least 7 years to build a little equity and have some significant appreciation.
12/15/05, 08:03 PM
#17
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$990 a month for a 2 bedroom apartment?
maybe its just b/c this is the bay area, but we rent out our 1 room studio in the back of our house for about $800 a month and about $1400 a month for the 2 bedroom thingie upstairs
didnt know it was THAT much more $$ out here...
in any case, good luck in finding just the right place man
maybe its just b/c this is the bay area, but we rent out our 1 room studio in the back of our house for about $800 a month and about $1400 a month for the 2 bedroom thingie upstairs
didnt know it was THAT much more $$ out here...
in any case, good luck in finding just the right place man
12/16/05, 10:50 AM
#18
Needs to be more Astony
Thread Starter
Originally posted by future9er24@December 15, 2005, 9:06 PM
$990 a month for a 2 bedroom apartment?
maybe its just b/c this is the bay area, but we rent out our 1 room studio in the back of our house for about $800 a month and about $1400 a month for the 2 bedroom thingie upstairs
didnt know it was THAT much more $$ out here...
in any case, good luck in finding just the right place man
$990 a month for a 2 bedroom apartment?
maybe its just b/c this is the bay area, but we rent out our 1 room studio in the back of our house for about $800 a month and about $1400 a month for the 2 bedroom thingie upstairs
didnt know it was THAT much more $$ out here...
in any case, good luck in finding just the right place man
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