I don't know if I am having a dumb blonde moment or what, what I have been racking my brain and searching...and can't figure out how much my car is going to be. My DORA isn't adjusted for X-plan, because I just told my dealership I am eligable for it.

Here are MSRP prices-

2005 GT Premium- $25,705
IUP $450
Active Anti-Theft $255
Front Side Air bags $370

total $26,780

Everything else is standard. Does anyone know what x-plan pricing would be on the above car?

Also, does x-plan pricing include D&D and tax & license?

Thanks for the help, I am totally lost. I have searched fordirect.com and these forums trying to find a car ordered or built like mine.

 

Your MSRP is missing destination. The actual pricing is msrp: $27,405, invoice: $25,331.46 and x-plan: $25,367.35.

The x-plan includes destination but doesn't include taxes or dmv fees.

 

ok, if you don't mind...how did you find this out or figure it? I am sure I will feel stupid after you tell me, but I must know.

 

I heard you can figure tax and license here in CA, by taking 9.5% of the price of the car.

Can anyone verify this? My salesman told me this...

 

well, that would be the price of the car * .095 to add taxes

Edit: Sorry, i misread it, thought you were trying to figure it out.

 

Hey Surfn, I paid about $28k, out the door. Tax, License, XPlan. Then I dropped 6k into it, and financed 22k.

We got almost the same exact car, on the same plan, at the same dealer. I would expect you would pay the same.

 

That sounds right. The final price of my '05 after tax and license came out to about 9.5% greater than the price my dealer sold it to me for.

I bought the car from the dealer for about $25,200, and after tax and license wrote a check for about $27,660.

 

Also, if you are trading in a vehicle, than I believe you can subtract the value of your trade in before adding taxes. 9.5%? Ouch!

Jason

 

unless you are upside down like me.

 

Jason the 9.5% is not our taxes alone, its taxes, license, dealer. Our sales tax is 7.75%. Believe me, STILL ouch!

 

Hey Jess, what was the rate they gave you? I have had a loan with Ford Credit, and I have an excellent credit rating...

 

Taxes don't apply until the final sale price of the car. So car price minus trade-in minus downpayment equal taxable amount.

As for as X-Plan, take MSRP * .925 will get you pretty close.

 

Car $25,705.00
Interior Upgrade $450.00
Alarm $255.00
Airbags $370.00
D&D $650.00

MSRP Total $27,430.00

X-plan (MSRP*.925) $25,372.75

Deposit -$500.00
Upside Down $5,500.00

Sub Total $30,372.75

Tax and License $2,885.41

TOTAL $33,258.16


Does look about right?

 

Rick, I got 5.9%

We are Tier One with Ford, if your above a 700 you can get Tier Zero, the best Ford offers.

 

ok, cool. I can get a good estimate on my monthly payments now. And atleast walk in their with info so I am not fooled or anything.

thanks everyone...!

 

I don't have to pay sales tax

 

At least I get to deduct the sales tax off my taxes this year....

 

You can do that???

Boy oh-boy! w/ the intrest on my home plus that, I can pay it off and have change for mods

 

Good point Cyoda........I forgot about that!

 

Hey, three questions:

Is that right about only paying taxes on the owed amount (after trade-in and down payment)?
Thus, if I pay cash for the car, no taxes?
What the heck is upside down (somehow i feel like I am walking into a joke with this one but ... ) ?