jcopin

is capitalone or fordcredit the easier one to get approved through?

my score is only 650 so i hope i can get it up past 675 by time the car comes in


any advice?

94tbird

my score was 618 and i got approved by ford. dont worry

jcopin

yea but at what interest rate%?


i dont want 15%=p

94tbird

dont assume 15% i got 5.9%

jcopin

no im not insulting you or anything lol
id be the last one to do that my first car was 17.5%=p

just my credit a year ago was a whopping 520 =p

now 650

94tbird

i am 5.9% with 5300 down. i am planning on keeping this car for as long as possible so i want it paid off as soon as possibly. i always send more than the monthly payment so it gets paid off quicker

jcopin

heres another question
whos the best for someone like me to get insurance through?

im 26 male on long island border of NYC credit is "ok" i guess

had a speeding ticket for 89 is a 55 that just went off my license this month so its relatively clean..no moving violations

jcopin

i was going to put down about 8k and thats including tax etc

i should get a good rate then??? ok now im worried about insurance lol

by the way whats the average wait time from order to delivery? im hoping on at least 4-6 months so i can save up

94tbird

well i have a speeding ticket and failure to appear in court for soemthing that i never did. im paying 440 a month and i didnt shop around. which is exactly what im donig now. try progressine or ford motor insurance. its through travellers i think

outdoorstom

Anyone have any idea why Ford's website no longer lists the interest rates on Mustang loans?


Crown Victoria $2000 $1000 -OR- $1000 0.9% 1.9% 2.9% 4.9%
E-Series (Excl. Wagon & RV) $1500 $500 -OR- $500 1.9% 2.9% 3.9% 5.9%
E-Series RV $2000 $500 -OR- $500 1.9% 2.9% 3.9% 5.9%
E-Series Wagon $1500 $500 -OR- $500 1.9% 2.9% 3.9% 5.9%
Escape $2000 $0 -OR- $0 0.0% 0.9% 1.9% 3.9%
Escape Hybrid $0 $0 -OR- $0 - - - -
Excursion (Excl. 6.0L) $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
Excursion 6.0L $1000 $1000 -OR- $1000 2.9% 3.9% 4.9% 6.9%
Expedition $2500 $1000 -OR- $1000 0.0% 0.9% 1.9% 3.9%
Explorer (4Dr.) $2500 $1000 -OR- $1000 0.0% 0.9% 1.9% 3.9%
Explorer Sport Trac $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
F-150 RegularCab $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
F-150 SuperCab $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
F-150 SuperCrew $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
F-650 $4500 $0 -OR- $0 1.9% 2.9% 3.9% -
F-750 $5500 $0 -OR- $0 1.9% 2.9% 3.9% -
F-SuperDuty (Excl. Harley/6.0L) $2500 $0 -OR- $0 0.9% 1.9% 2.9% 4.9%
F-Superduty 6.0L (Excl. Harley) $2000 $0 -OR- $0 0.9% 1.9% 2.9% 4.9%
F-SuperDuty Harley Davidson $0 $0 -OR- $0 2.9% 3.9% 4.9% 6.9%
Five Hundred SE $0 $0 -OR- $0 1.9% 2.9% 3.9% 5.9%
Five Hundred SEL & LTD $0 $0 -OR- $0 1.9% 2.9% 3.9% 5.9%
Focus $2000 $0 -OR- $0 0.0% 0.0% 0.9% 2.9%
Ford GT $0 $0 -OR- $0 - - - -
Freestar $3000 $1000 -OR- $1000 0.9% 1.9% 2.9% 4.9%
Freestyle SE $0 $0 -OR- $0 1.9% 2.9% 3.9% 5.9%
Freestyle SEL & LTD $0 $0 -OR- $0 1.9% 2.9% 3.9% 5.9%
Mustang $0 $0 -OR- $0 - - - -
Ranger RegularCab $1500 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
Ranger SuperCab $1500 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
Taurus $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%
Thunderbird $2000 $1000 -OR- $1000 1.9% 2.9% 3.9% 5.9%

jwede

They don't have to offer cheap financing to move the cars. 5.9% from Ford Credit is pretty good on a hot mover.

94tbird

i just saved 1800 for the year on insurance. i switched to esurance. they r a joint operation of geico and capital one. 1800 for 6 mos my insurance payment is now only 313 a month

Stef 05 GT

We got 4.5% from Lending Tree .Com.
We got our car yesterday with X plan.
Saved 2 grand. We love the car.
3 months was a long wait but worth it.
Good luck!

AWmustang

And I was thinking $90 per month was a lot. Must be because you live in NY.

jcopin

would lending tree be better than ford? i heard ford credit was a very generous lender

psychen6

Have you checked your local credit union?

jcopin

all my local credit unions are for like teachers/ firemen etc

no general ones