Denied insurance coverage!
4/12/05, 07:31 PM
#1
Mach 1 Member
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Well I went to renew the insurance in my 05 GT and was told that I would not be able to. This is just becasue of the car, not me. I have not had an accident for over 15 years and have a good driving record (in the last 10 years). I sent a letter to the HOD (head of department) espressing my opinion of their discriminatory policy and asked for a personal phone call to explain it to me.
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
4/12/05, 07:47 PM
#2
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Originally posted by cop on my back@April 12, 2005, 8:34 PM
Well I went to renew the insurance in my 05 GT and was told that I would not be able to. This is just becasue of the car, not me. I have not had an accident for over 15 years and have a good driving record (in the last 10 years). I sent a letter to the HOD (head of department) espressing my opinion of their discriminatory policy and asked for a personal phone call to explain it to me.
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
Well I went to renew the insurance in my 05 GT and was told that I would not be able to. This is just becasue of the car, not me. I have not had an accident for over 15 years and have a good driving record (in the last 10 years). I sent a letter to the HOD (head of department) espressing my opinion of their discriminatory policy and asked for a personal phone call to explain it to me.
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
4/12/05, 08:00 PM
#4
ahh.. the good old fraudulent canadian insurance system.
go to www.kanetix.ca and find a better policy, then tell these guys to shove it
go to www.kanetix.ca and find a better policy, then tell these guys to shove it
4/12/05, 09:01 PM
#7
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This topic scares me. My car should be delivered within the next couple of weeks and I haven't even called my current insurance company (AAA) for a quote. I know my rates will go up, but I guess it never crossed my mine that they may not cover me at all 
4/12/05, 09:34 PM
#8
Mach 1 Member
Originally posted by mister_e@April 12, 2005, 8:04 PM
This topic scares me. My car should be delivered within the next couple of weeks and I haven't even called my current insurance company (AAA) for a quote. I know my rates will go up, but I guess it never crossed my mine that they may not cover me at all
This topic scares me. My car should be delivered within the next couple of weeks and I haven't even called my current insurance company (AAA) for a quote. I know my rates will go up, but I guess it never crossed my mine that they may not cover me at all
When I got my 05 Mustang GT with side airbags and active anti theft my insurance price went down, then when I got Lojack it dropped again.
I'm paying around $1250 a year on my 05 Mustang GT
4/12/05, 09:49 PM
#9
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Originally posted by cop on my back@April 12, 2005, 7:34 PM
Well I went to renew the insurance in my 05 GT and was told that I would not be able to. This is just becasue of the car, not me. I have not had an accident for over 15 years and have a good driving record (in the last 10 years). I sent a letter to the HOD (head of department) espressing my opinion of their discriminatory policy and asked for a personal phone call to explain it to me.
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
Well I went to renew the insurance in my 05 GT and was told that I would not be able to. This is just becasue of the car, not me. I have not had an accident for over 15 years and have a good driving record (in the last 10 years). I sent a letter to the HOD (head of department) espressing my opinion of their discriminatory policy and asked for a personal phone call to explain it to me.
Man, I was mad. This is private insurance through my bank. They are an excellent insurance company that deals very well with its members (until now)
Anyone else had this happen? I was covered before because the car was so new that it wasn't in their computer system yet and I slipped through. (mid December)
Grant
Victoria, B.C.
4/13/05, 01:14 AM
#11
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Originally posted by mister_e@April 12, 2005, 9:04 PM
This topic scares me. My car should be delivered within the next couple of weeks and I haven't even called my current insurance company (AAA) for a quote. I know my rates will go up, but I guess it never crossed my mine that they may not cover me at all
This topic scares me. My car should be delivered within the next couple of weeks and I haven't even called my current insurance company (AAA) for a quote. I know my rates will go up, but I guess it never crossed my mine that they may not cover me at all
Anyway, you should have no problem with AAA.
4/13/05, 02:03 AM
#13
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Sorry to hear that :notnice: ... I hope this doesn't become a trend down here (in the U. S.). That is pretty much what killed the muscle car the first time around (and high gas prices).
4/13/05, 05:03 AM
#16
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I called my insurance agent as soon as I entertained the idea of getting a Mustang. He told me my insurance rate would go up by $21 per month. I automatically rationalized: "Hey, that's only 70 cents a day. What a bargain!" 
The cost was not much of a factor in my decision, thankfully. However, I would have certainly taken issue if they refused to renew me or offer me a policy. Time to shop around! I'm sure you'll find a company willing to take your money! Do what another poster recommended: call Progressive or check them out online.
The cost was not much of a factor in my decision, thankfully. However, I would have certainly taken issue if they refused to renew me or offer me a policy. Time to shop around! I'm sure you'll find a company willing to take your money! Do what another poster recommended: call Progressive or check them out online.
4/13/05, 06:06 AM
#18
GTR Member
Originally posted by FourLights@April 13, 2005, 3:35 AM
Paying $680 per year on my 05 GT through Erie Insurance.
No tickets/accidents.
I've been told by eveybody around that they are the lowest.
Paying $680 per year on my 05 GT through Erie Insurance.
No tickets/accidents.
I've been told by eveybody around that they are the lowest.
State Farm has always been good to me, so I guess I'm staying with them.
4/13/05, 06:16 AM
#19
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Originally posted by mr-mstng+April 13, 2005, 6:09 AM--><div class='quotetop'>QUOTE(mr-mstng @ April 13, 2005, 6:09 AM)</div><div class='quotemain'><!--QuoteBegin-FourLights@April 13, 2005, 3:35 AM
Paying $680 per year on my 05 GT through Erie Insurance.
No tickets/accidents.
I've been told by eveybody around that they are the lowest.
Paying $680 per year on my 05 GT through Erie Insurance.
No tickets/accidents.
I've been told by eveybody around that they are the lowest.
State Farm has always been good to me, so I guess I'm staying with them.[/b][/quote]
This is my first 'high-risk' vehicle and they said no problem.
I've been with Erie for 12 years now. I've done a lot of shopping
around and nobody can even come close.
4/13/05, 06:21 AM
#20
Mach 1 Member
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State farm has been my best quote also. I have been no quoted by Allstate and a few others for "high risk" vehicles. They have also done the same on my snowbobiles. I guess I can understand it to a point. They are trying to minimize their risk. But at the same time they are in the accident business and life is a risk. I have used progressive in the past on my motorcycles and boats and they were decent at first but when renewal would come up they always jacked the price.