How screwed would you be...
 

If American Muscle offered a credit card and financing!? I'd be up to my eyeballs in debt. It'd be absolutely terrible. Anyone else feel they'd be in the same boat :P?

You don't have a credit card?

I have 3 credit cards. I'm just thinking if American Muscle offered one with 0% financing on purchases over a certain amount or rewards, it'd be pretty popular

Lol you might have a problem and its a good thing they don't in your case. :jester: lol

I agree, this would be expensive for myself!

We do offer "Bill Me Later", which is pretty similar to what you described. Check it out on our site!

Let me know if you have any questions or need some assistance!

-Dan

How does that work? I've always wondered. Sure I can go check but I haven't thus far and probably won't. I've never checked out that option in any site, is it flat out pay for it later with no catch ?

It's a line of credit. Think of it like a PayPal credit card. They often have financing promotions like 6/12 months with no interest. But if you don't pay it off by the end of that time period, then the interest (usually not a very good rate regardless of your credit score) for the whole 6/12 months is added to your remaining balance for you to pay off as well.

Credit is not a bad thing. Being irresponsible with your credit is the bad thing.

Wouldn't hurt me a bit. I use credit; I don't let it use me.

You forgot to add that these 0% interest offers are only good on one purchase above 500 bucks.

Not true :poke: I have men using BML scence it came out . I got 6 mo no intrest on the autolite plugs from AM for my 06 gt. It is the safest way to by online.:jester:

You got lucky then. I was not.

I would buy a calendar

Tell me about it. If it weren't for my good credit I wouldn't have been able to spend $14k on a new air conditioning system for my house last night. Old one finally failed and we're supposed to be in the 80s starting next week.

...and you think 80's is hot?

Uhhh, ****. I rent an apartment, so I've never had to buy an AC unit. But god ****...$14k??? It better do more than just cool your house down...
Haha, this.^^^

you better shop around

I think 80s inside the house is too hot. I tend to want to keep it around 75, especially around bed time.

80s outside is a whole different matter. That's just normal April weather where I live. 7th generation Native Texan.



I did. Got several quotes. This wasn't the cheapest, but it wasn't out of line with the other offers I have, and it's a very reputable company.

It's also a very big job. The unit the house builders put in was too small. It was a 4 ton system when the house really needs a 5 ton. So, it's not just replacing the compressor, I'm switching to a 5 ton which means everything goes. All new compressor, furnace, heat exchanger, blower unit, thermostat, and all new ducting. Also having a new return duct added to the system to increase airflow and the drainage reworked.

Also I am buying an 18 seer AC unit not the 13 seer which is the minimum that can be installed, and it comes with a dehumidifier which will continue to remove humidity even after the AC shuts down. It comes with a 16 year parts and labor warranty so I won't have to worry about replacing it again anytime soon. Jumping up from the 13 to the 18 seer added another $4k to the price, but when you get months with 110+ temperatures that added energy efficiency will pay itself off quick. Our ROI for the jump to 18 seer should be about 5 years, and by the time the warranty runs out we should have saved enough money to pay for the entire system.

House mods lol. This guy knows his way around an AC unit.

I feel your pain I spent around 7 grand for my geothermal heat pump dual stage 5 ton about 7 years ago!!! Home ownership ya gotta love it!